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Interest Rate - IDFC First Bank Running A Scam

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vchouksey80 said:
Blame game tumse achha koi nhi khel sakta itna toh jan hi gaya hun @Aniket , baki God bless you....

Aap bank ki website refer karoge sbse pahle naki news article dekhte firoge
Click to expand...
Toh aapko website pe acha se dikhane ke liye nahi aata ya nahi dikha toh kaun kya karega?

Ayesa karye aap court mein case file karye aur jitye...Mujhe kya mujhe thodi na aapko interest/ compensation dena hai, ulta samjha raha hoon kya kaise hai facts, toh pach nahi raha hai

Blame game kya kehla tabse majak mein le raha hoon iska matlab kya kuch bhi?

Isse pehle wo edited ab show hone laga bol rahe the issi liye news article ka refrence diya... jab uska screenshot diya tab links chahiye jab links diya tab accept karne bajhai ulta...
 
Aniket said:
Waah bhai jee kya excuse hai wo links puchne ke jagh search karte na pehle

Thik hi hai

As I have already mentioned, just because aap kisi dusre links click kar liye ya dikh gaya doesn't mean feb 20 ko ammendment nahi huwa tha

Aap April mein hi account khole hain, jo purane bata raha hai toh atleast wo samjhne ka paryash karye...

Ulta sidha bolne lagte hain 😂
Click to expand...
Yeh dekho tumhara first comment on post which tells everything about you
Aniket said:
Bas rona hai padh bhi liya karye thoda sa 🤣
Click to expand...
I reacted already thanks on it, still you came and posting blah blah, if you had effective and correct info then your first post should have that information which might have avoided so much negativity in this entire post

There are people genuinely trying to understand and finding solutions, I appreciate those, not to you however,
 
This thread is running on Super Premium Running Shoes, it will cross today action pack 4,50,000 APay thread soon.
 

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Half Human said:
Bro.

I do appreciate your comment.

Lemme defend myself - I never said anything about the last quarters rate. Frankly I do not know what was the rate last month. Even I have recieved their updated interest rate message yesterday and I know about this only. You shall go through my previous 2 messages, and if you do, please go word by word, and check whether I had mentioned anything of any higher amount or not.

I have done the calculations and all for the current slab, and not the previous to boast of a higher interest demandable, because I do not know what the previous amount was.

I mentioned - 'you are entitled to the interest rate slab of April 2025', and this new slab would be applicable only prospectively and cannot be applied retrospectively.

I also said - this is a simple mistake/scam. That does mean that there is a possibility of a mistake - from the side of either the plaintiff or the defendant.

Yes, I did not that the OP was mentioning to an older slab pdf, and someone else have posted another slab pdf active from February. I conveniently did not mention any of those, because that is my territory of unknown.

Following the steps I had mentioned would have clarified any and all of the misunderstandings.

Now, I do not know, on what pretext you have quoted me. I hope it is just friendly, as I am doing now.

Please go through my previous messages, and be reassured that I have not proactively made a mistake.

Hope we all learn and let learn.

Peace out bro ✌️♥️
Click to expand...
I am defending myself further @Aniket bro.

The only 1 time I had mentioned of a scam was when I used it along with the word mistake.

That is because IDFC made a scam on me, 2 months back, when my FD was automatically, without my consent renewed for a 28 year long Tax Saver FD at 3% interest rate, which when I realised and closed was further penalised for premature closure.

BM himself agreed this was a mistake (which I am not sure), and the BM and NO accepted the mistake, and refunded all the penalised amount in 2 weeks.

The reason why I said mistake was that, another FD of mine matured towards the end of FY, and 28% of interest was deducted. Raised a complaint on that, thinking they scammed me. But I ended up realising that it was the exact amount of TDS, that should have been deducted, was deducted from my matured amount, and this is the law.

Hence it is possible that both the plaintiff as well as the defendant can be mistaken at same or different times.

Many of the people here have experience. Condescending them might give one immediate satisfaction, but the point is to be understood by self. ✌️♥️
 
theflash said:
OP has attached image from here. Maybe when he searched google gave a wrong link....


Here is the updated link :
Click to expand...
Maybe or maybe not, let it be now, the add on to confusion was BMs response and his sheet of interest calculation which lead to this,
 

Attachments

  • Screenshot_2025-05-02-23-21-05-33_6012fa4d4ddec268fc5c7112cbb265e7.webp
    Screenshot_2025-05-02-23-21-05-33_6012fa4d4ddec268fc5c7112cbb265e7.webp
    85.5 KB · Views: 7
@vchouksey80 ..

Do approach the BM first, and ask for a proper clarification regarding what the interest rate for April was, and mention about what the BM said in WhatsApp.

If the rate actually was same and if the BM was wrong, then nothing can be done unfortunately. Still you can approach the Nodal Officer.

But if the rate was as per the BM's post, then you will definitely get the money back, without even having to approach the RBIO.
 
vchouksey80 said:
Yeh dekho tumhara first comment on post which tells everything about you
Click to expand...
Depends upon your perception, ohh now I can understand why you become offended, because galat jo prove kar diya...

I said jokingly, wo rehta toh rona ke jagh kuch aur likha rehta, lijye ke jagh kuch aur...

Anyway wo 1st comment bhi nahi hai, firh keh raha hoon acha se padh lijye, 1st comment was self explanatory:
IMG_20250502_232731_292.webp
vchouksey80 said:
I reacted already thanks on it, still you came and posting blah blah, if you had effective and correct info then your first post should have that information which might have avoided so much negativity in this entire post
Click to expand...
It was but you again unable to view the same again the fault lies on your part.

Refer: https://www.technofino.in/community...-first-bank-running-a-scam.40555/post-1009522)
vchouksey80 said:
There are people genuinely trying to understand and finding solutions, I appreciate those, not to you however,
Click to expand...
I don't care. 😂
Pata rehta inta fragile ego hai toh comment hi nahi kara hota 🤣
 
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@vchouksey80 It's a case of gap in information pertaining to same context that is present in different sources.

The BM has shared an older version of information. You could recheck with him for confirmation. Most probably he/she is not updated with the latest rate or sent the older screenshot. Could be a human error.

BTW, this was your first such kind of experience with IDFC. Once you become Axis customer, you would be surprised to come across different set of information (pertaining to same context) from different sources of Axis (website, app, RM, CS, etc.) Best of luck for that in advance! 😉
 
Half Human said:
@vchouksey80 ..

Do approach the BM first, and ask for a proper clarification regarding what the interest rate for April was, and mention about what the BM said in WhatsApp.

If the rate actually was same and if the BM was wrong, then nothing can be done unfortunately. Still you can approach the Nodal Officer.

But if the rate was as per the BM's post, then you will definitely get the money back, without even having to approach the RBIO.
Click to expand...
People who took training from CBI already proven by news article and given judgement on I don't know how to google it or check bank website properly and also given judgement on BMs competency, so I accept it, I don't have energy to fight with BM, L1 escalation, PNO, Nodal etc etc,

I may not about tomorrow if I will get some energy then may enquire but I am resting my case here, already exhausted now
 
Aniket said:
Depends upon your perception, ohh now I can understand why you become offended, because galat jo prove kar diya...

I said jokingly, wo rehta toh rona ke jagh kuch aur likha rehta, lijye ke jagh kuch aur...

Anyway wo 1st comment bhi nahi hai, firh keh raha hoon acha se padh lijye, 1st comment was self explanatory:
View attachment 96320

It was but you again unable to view the same again the fault lies on your part.

Refer: https://www.technofino.in/community...-first-bank-running-a-scam.40555/post-1009522)

I don't care. 😂
Pata rehta inta fragile ego hai toh comment hi nahi kara hota 🤣
Click to expand...
Yeh bhai alag nhi man Raha hai, isko itna kyun mirchi lagg raha, bhai tum apna contact number DM karo let's take it one on one,
 
vchouksey80 said:
People who took training from CBI already proven by news article and given judgement on I don't know how to google it or check bank website properly and also given judgement on BMs competency, so I accept it, I don't have energy to fight with BM, L1 escalation, PNO, Nodal etc etc,

I may not about tomorrow if I will get some energy then may enquire but I am resting my case here, already exhausted now
Click to expand...
Chill bro. Ye aaram se hojayega..

live your life and leave all the other things wherever you find them..

✌️♥️
 
Quantum said:
@vchouksey80 It's a case of gap in information pertaining to same context that is present in different sources.

The BM has shared an older version of information. You could recheck with him for confirmation. Most probably he/she is not updated with the latest rate or sent the older screenshot. Could be a human error.

BTW, this was your first such kind of experience with IDFC. Once you become Axis customer, you would be surprised to come across different set of information (pertaining to same context) from different sources of Axis (website, app, RM, CS, etc.) Best of luck for that in advance! 😉
Click to expand...
+1,
Side note: Few things are available on site, to avoid sudden shock/disappointment later , better to double check ✔️ ✅ , apart from RM/BM word.
 
Half Human said:
Bro.

I do appreciate your comment.

Lemme defend myself - I never said anything about the last quarters rate. Frankly I do not know what was the rate last month. Even I have recieved their updated interest rate message yesterday and I know about this only. You shall go through my previous 2 messages, and if you do, please go word by word, and check whether I had mentioned anything of any higher amount or not.

I have done the calculations and all for the current slab, and not the previous to boast of a higher interest demandable, because I do not know what the previous amount was.

I mentioned - 'you are entitled to the interest rate slab of April 2025', and this new slab would be applicable only prospectively and cannot be applied retrospectively.

I also said - this is a simple mistake/scam. That does mean that there is a possibility of a mistake - from the side of either the plaintiff or the defendant.

Yes, I did not that the OP was mentioning to an older slab pdf, and someone else have posted another slab pdf active from February. I conveniently did not mention any of those, because that is my territory of unknown.

Following the steps I had mentioned would have clarified any and all of the misunderstandings.

Now, I do not know, on what pretext you have quoted me. I hope it is just friendly, as I am doing now.

Please go through my previous messages, and be reassured that I have not proactively made a mistake.

Hope we all learn and let learn.

Peace out bro ✌️♥️
Click to expand...
Because you had mentioned:
IMG_20250502_234945_716.webp

And yes it's was friendly one only, tagged to give clarification about the same.
 
Quantum said:
@vchouksey80 It's a case of gap in information pertaining to same context that is present in different sources.

The BM has shared an older version of information. You could recheck with him for confirmation. Most probably he/she is not updated with the latest rate or sent the older screenshot. Could be a human error.

BTW, this was your first such kind of experience with IDFC. Once you become Axis customer, you would be surprised to come across different set of information (pertaining to same context) from different sources of Axis (website, app, RM, CS, etc.) Best of luck for that in advance! 😉
Click to expand...
Second experience with IDFC in the span of one month
 
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