Canara Rupay Select credit card

[nitinmits]

Finally Canara Rupay Select credit card approved with wellness benefits. Card is LTF. Tried to apply online but no pre approved offers available so rejected. Then applied via branch. CIBIL hit done on 30.3.24 and card approved today with 1.50L limit. Delay in approval due to March ending and holidays.

 

[La pasión]

Ya but live hua hai card ? nahi hua hoga ab tak.

View attachment 80666

Card launch hua ka pata nahi. Par branch manager bol rha h account upgrade karde. Target mila h usko. Agar account upgrade karta hun to bataunga konsa card aata h

 

[La pasión]

@Abhishek012 mera branch manager bol rha h 3 months mai QAB Ka matlab 10 lakh closing balance hona chaiye 🤣🤣🤣. Call recording kar liya hun . Bol rha h 5 din 200000 rakhne pai 10 lakh hojayega🤣🤣🤣. Upgrade Kara rha hun charge kata to case kardunga call recording sai🤣🤣🤣

 

[suhastech]

I got a canara bank rupay select credit card. The person at the branch said it is LTF. I didn't get any documentation on charges so i can't confirm.
However, the benefits aren't a lot. After logging into the portal, i can only see 2 benefits - health health check up and spa benefits. Is it the case for everyone else?

 

[La pasión]

I got a canara bank rupay select credit card. The person at the branch said it is LTF. I didn't get any documentation on charges so i can't confirm.
However, the benefits aren't a lot. After logging into the portal, i can only see 2 benefits - health health check up and spa benefits. Is it the case for everyone else?

Yes this is the case for everyone else.

 

[cardy]

I got a canara bank rupay select credit card. The person at the branch said it is LTF. I didn't get any documentation on charges so i can't confirm.
However, the benefits aren't a lot. After logging into the portal, i can only see 2 benefits - health health check up and spa benefits. Is it the case for everyone else?

And also canara cards are marked as LTF. But they have inactivity fee's for a particular spends criteria. I mean for example inactivity fee's of rs 300 if annual spend is less than 2lakh. So technically it's not LTF. Just same as all other bank paid cards. And just the annual fees in another name.

 

[La pasión]

And also canara cards are marked as LTF. But they have inactivity fee's for a particular spends criteria. I mean for example inactivity fee's of rs 300 if annual spend is less than 2lakh. So technically it's not LTF. Just same as all other bank paid cards. And just the annual fees in another name.

Spend is less thank 1 lakh

 

[cardy]

Spend is less thank 1 lakh

It was just an example in my response.
Actuals is different for different cards. Check their respective website for latest update.

 

[La pasión]

It was just an example in my response.
Actuals is different for different cards. Check their respective website for latest update.

2 lakh waise kisi ka nahi h

 

[willclever]

Is it beneficial to open a regular savings account in Canara Bank or get a RuPay Select debit card, and then apply for a credit card as well? I mostly hold credit cards from other banks, so I’m hoping they might offer me one too

 

[SonyTom]

Is it beneficial to open a regular savings account in Canara Bank or get a RuPay Select debit card, and then apply for a credit card as well? I mostly hold credit cards from other banks, so I’m hoping they might offer me one too

Rupay select DC is paid. Annual fee ₹1180 I think. Credit card recommendation can be given by manager . So if you are in good terms with manager, there is a greater chance

 

[La pasión]

Is it beneficial to open a regular savings account in Canara Bank or get a RuPay Select debit card, and then apply for a credit card as well? I mostly hold credit cards from other banks, so I’m hoping they might offer me one too

I won't suggest anyone to apply canara rsdc now. Canara rsdc is on the edge for devaluation

 

[diptarkaroy]

Recently I'm seeing lot of offers in different ecommerce platforms on CANARA bank credit cards. Do they have any zero balance basic account? I'm also thinking to open an a/c to get their credit card.

 

[diptarkaroy]

And also canara cards are marked as LTF. But they have inactivity fee's for a particular spends criteria. I mean for example inactivity fee's of rs 300 if annual spend is less than 2lakh. So technically it's not LTF. Just same as all other bank paid cards. And just the annual fees in another name.

That's really weird and a way to confuse the customers. So, even if I spend 1.99 lakhs, my card would still be considered as inactive.

I think the pure sense of inactivity fee is introduced by PNB. Their rupay select card only demands a single transaction in every quarter, whatever may be the amount, to avoid inactivity fee.

 

[cardy]

That's really weird and a way to confuse the customers. So, even if I spend 1.99 lakhs, my card would still be considered as inactive.

I think the pure sense of inactivity fee is introduced by PNB. Their rupay select card only demands a single transaction in every quarter, whatever may be the amount, to avoid inactivity fee.

But the cards of pnb needs a single transaction per quarter, that is really called inactivity if anyone can't do a single transaction in a Q. But canara has a different level on that...
I don't think canara people understand what inactivity is?
😆😆😆

 

[Sahil_07]

I won't suggest anyone to apply canara rsdc now. Canara rsdc is on the edge for devaluation

why so? Is it not same for all the banks? also canara bank charges higher fees as joining and renewal charges compared to other banks,so why only Canara rsdc is on the verge of devaluation?

 

[willclever]

Rupay select is paid. Annual fee ₹1180 I think. Credit card recommendation can be given by manager . So if you are in good terms with manager, there is a greater chance

But the cards of pnb needs a single transaction per quarter, that is really called inactivity if anyone can't do a single transaction in a Q. But canara has a different level on that...
I don't think canara people understand what inactivity is?
😆😆😆

How to get PNB rupay select card?

 

[diptarkaroy]

How to get PNB rupay select card?

I applied through their website only. Got it approved without much hassle

 

[cardy]

How to get PNB rupay select card?

Apply online with latest ITR. Yes they ask for ITR.