Bravo Echo
TF Buzz
Nope, only from branch
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Cent Queen Savings Account - LTF Rupay Select Debit Card
- Thread starter Anupama_Jha
- Start date
- Replies 834
- Views 21K
- Status
zomatoo
TF Premier
Dost ki Biwi bm hote hue bhi kaam nhi ho rha to socho aur logo ka kya ho rha hoga.
Mera change ho gaya, but Abhi submit nii karunga, most probably wo freeze nii karenge written me isliye liya kyo ki complaint kiya tha mai shayad ( thoda power dikhane ke liya basic psu harkat )
iimadarsh
TF Premier
Bhai unke system me hi show nai kar rha upgrade option. Aur Regional office wale late kar rhe.
ritwik2000
TF Ace
Hi all, after card issuance mssg comes. When the card reflects in app?
iimadarsh
TF Premier
Hogya upgrade. Aur Debit card ka bhi form bhar kar dediya. Employee ne kaha 20 din me miljayega aapko
ritwik2000
TF Ace
Upgrade option boleto? General account se cent queen?
iimadarsh
TF Premier
Ha Hss-Pub- Gen se Cent queen 👑
SatyG
TF Buzz
Looking at their service quality, I think it would be a headache to fight with them for the fee reversal if one gets charged for non-maintenance wrongly.
Some people with CBI accounts are getting charged for SMS services as well, not sure how it is for the cent queen.
Can any existing Cent Queen holder throw light on these points: service quality (after getting onboard) and any hidden charges?
zomatoo
TF Premier
No SMS charges and No Non-maintenance charges deducted YET account opened in feb 2025.
Service quality depends on your branch location and staff.
No hidden charges deducted as of now.
Opened a Cent Queen Account today with Rs.500 deposit only, bank manager told to maintain 2k balance and do swipe the DC twice a month to get rid of charges in next quarter or year I am not sure.
Can I see the virtual RSDC in the CBOI App?
Can I see the virtual RSDC in the CBOI App?
ontherocks
TF Ace
I don't think so
zomatoo
TF Premier
Yes you can in new cent eez app.
Okay, need go branch tomorrow, I’ll ask them for cent eez app
Refer to this thread:
SatyG
TF Buzz
Opened a Cent Queen joint account today with 1000 initial funding.
Initially, they denied me for a joint account, saying that only two females can open this joint account. I had to convince them a lot, saying that my colleagues had opened the same account with their wives. After they agreed, I again had to convince them for 2 debit cards. Took me 2hrs in total for the whole process due to the rush.
Important Points:
1> Do mention that you want an add-on card and are ready to pay the fees. They will agree eventually. Everything depends on your bargaining ability.
2> I feel that the employees don't know much about the tnc of this account variant, even though every poster in the branch had an advertisement for this Cent Queen variant.
3> Even though there is no need for an initial deposit as per the tnc, it's better not to argue with the employees unnecessarily. They did ask me for a 3000 deposit, but I negotiated for 1000 and deposited.
Required docs (Need to be self-attested):
1> Aadhar and PAN copy of both applicants
2> 2 passport photos for each
3> Proof of current address (in case the state in your Aadhaar address is different from your branch state). I submitted a rental agreement copy, the latest electricity bill and a copy of the chequebook of a private bank with the current address.
Additional details:
1> SMS alerts are free of cost for this account
2> Debit cards are LTF but with a condition of min 2 transactions per month or 20 transactions per year.
3> I asked about the cent eez app. The employee said that it could be accessed after the account creation. However they were not sure about whether the debit cards will appear in the app or not before the card delivery.
Initially, they denied me for a joint account, saying that only two females can open this joint account. I had to convince them a lot, saying that my colleagues had opened the same account with their wives. After they agreed, I again had to convince them for 2 debit cards. Took me 2hrs in total for the whole process due to the rush.
Important Points:
1> Do mention that you want an add-on card and are ready to pay the fees. They will agree eventually. Everything depends on your bargaining ability.
2> I feel that the employees don't know much about the tnc of this account variant, even though every poster in the branch had an advertisement for this Cent Queen variant.
3> Even though there is no need for an initial deposit as per the tnc, it's better not to argue with the employees unnecessarily. They did ask me for a 3000 deposit, but I negotiated for 1000 and deposited.
Required docs (Need to be self-attested):
1> Aadhar and PAN copy of both applicants
2> 2 passport photos for each
3> Proof of current address (in case the state in your Aadhaar address is different from your branch state). I submitted a rental agreement copy, the latest electricity bill and a copy of the chequebook of a private bank with the current address.
Additional details:
1> SMS alerts are free of cost for this account
2> Debit cards are LTF but with a condition of min 2 transactions per month or 20 transactions per year.
3> I asked about the cent eez app. The employee said that it could be accessed after the account creation. However they were not sure about whether the debit cards will appear in the app or not before the card delivery.
zomatoo
TF Premier
Won't show until delivery.(I registered using debit card details after delivery)
I registered today with the branch token, going on manage debit card is loading indefinitely.
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