• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

is the cashback 0.5% only on online spends? because they originally said on all type of spends (online, pos, upi), excluding some merchant types.

also, there's no accountability in cashback. like for ex. till now my cashback is 5rs. per transaction wise there's no break-up.
I have made some transaction in grocery store using upi but there is no cashback is showing.
 
Why does the app not show the transactions? I even saw in the previous page but it doesn't show the transactions. Not does it show in the cashback part of the page. I did the transaction in the morning and got an email and Whatsapp confirmation.
Anyone else facing this?

1000033181.webp
 
I checked today on the Rupay Select Exclusive Club portal and the Suryoday Bank is still not listed there under Credit Card. They were supposed to make it live by 30-Apr. Suryoday Bank is available under Debit Card. However, entering the credit card bin in there throws error.

If anyone has connected with bank's customer care regarding this, do share the update.
Alternatively, should we tweet NCPI/Rupay to get the bank added or it does not make any difference?

1746043339014.webp
 
Why does the app not show the transactions? I even saw in the previous page but it doesn't show the transactions. Not does it show in the cashback part of the page. I did the transaction in the morning and got an email and Whatsapp confirmation.
Anyone else facing this?

View attachment 96153
What type of Merchant transaction was that,Is it a grocery transaction?
 
How long does it take to reflect cashback ? Or will it shown in statement itself ? For my UPI spends of 5K done yesterday, it still shows my account cashback as zero or maybe it will get reflected during statement?
 
I have made some transaction in grocery store using upi but there is no cashback is showing.
How long does it take to reflect cashback ? Or will it shown in statement itself ? For my UPI spends of 5K done yesterday, it still shows my account cashback as zero or maybe it will get reflected during statement?
It takes ~ 3-4 days as per my experience for the cashback to show in the app.

I've spent Rs. 32,885 till now with the card, and the cashback I have earned as per the app is Rs. 163, which is fairly accurate I'd say (0.5 % of 32,885 is 164.425).
 
I checked today on the Rupay Select Exclusive Club portal and the Suryoday Bank is still not listed there under Credit Card. They were supposed to make it live by 30-Apr. Suryoday Bank is available under Debit Card. However, entering the credit card bin in there throws error.

If anyone has connected with bank's customer care regarding this, do share the update.
Alternatively, should we tweet NCPI/Rupay to get the bank added or it does not make any difference?

View attachment 96166
Sent email to them at 3:20 PM.
Received reply at 3:50 PM.
Super fast reply. RuPay benefits are available in the coming week. Not mentioned the exact date.


1746020286757.webp
 
I checked today on the Rupay Select Exclusive Club portal and the Suryoday Bank is still not listed there under Credit Card. They were supposed to make it live by 30-Apr. Suryoday Bank is available under Debit Card. However, entering the credit card bin in there throws error.

If anyone has connected with bank's customer care regarding this, do share the update.
Alternatively, should we tweet NCPI/Rupay to get the bank added or it does not make any difference?

View attachment 96166
Send email to them.

Email ids:

manjeet.chaudhary@stablemoney.in;
nilesh.raj@stablemoney.in;
help@stablemoney.in;

smile@suryodaybank.com;
nodalofficer@suryodaybank.com;
pno@suryodaybank.com;
grievances.tpp@suryodaybank.com;
 
Yes that is what I meant ,do some FD and pay bills
I got hdfc pre-approved and axis pre-approved
You mostly will only get basic cards(non FD) then slowly have to upgrade to premium.
Or let your spouse/partner have your addon or do fd
I dont think this works anymore, as from last Dc HDFC is asking ITR even for preapproved applications.
And for one person in forum even preapproved card for wife was rejected
 
I dont think this works anymore, as from last Dc HDFC is asking ITR even for preapproved applications.
I didn't know this.
Anyways I received pre-approved from hdfc (in 2020)and axis(last year)
I actually thought of closing hdfc and wait for pre-approved to show in my account now after seeing your message i would refrain from doing so
 
Last edited:
Was it an UPI txn?
Merchant type?
Till now I haven't done a single UPI transaction. All my transactions are on ECOMMERCE websites such as Amazon, Swiggy, Blinkit, Myntra etc.

Infact, on Myntra I even got Flat Rs. 1000 off, on top of the existing discount/coupon, for making the purchase through this card, so really happy for that 😂😂
 
Till now I haven't done a single UPI transaction. All my transactions are on ECOMMERCE websites such as Amazon, Swiggy, Blinkit, Myntra etc.

Infact, on Myntra I even got Flat Rs. 1000 off, on top of the existing discount/coupon, for making the purchase through this card, so really happy for that 😂😂
1000 off? Was that from Suryoday bank offer?
 
1000 off? Was that from Suryoday bank offer?
No idea whether the Offer was from Suryoday bank or RuPay/JCB, I simply entered my card details and it said 'Congratulations, ₹1000 extra off on your card!'.

https://www.myntra.com/headphones/s...tnerId=4036&isMnowCalloutDisplayedInSrc=false ---> this was the product, Sony ult Wear Headphones

Till Apr 30, they were being sold for Rs. 16,990. I got an offer discount code for Rs. 3,378, and further got Rs. 1,000 off on my card, so finally paid Rs. 12,612 for these bad boys. Really a steal at this price!
 
The suryoday Small Finance bank also provide zero Balance account through Torus app.
But there is no benefits on Rupay Debit card
 
I dont think this works anymore, as from last Dc HDFC is asking ITR even for preapproved applications.
And for one person in forum even preapproved card for wife was rejected
Not at all. Wife got preapproved CC from HDFC recently even with no income and had no verification done while mine was rejected even after verification at office and home.
 
Back
Top