Which Debit Card to use for Credit Card Bill Payment in April 2025

[Abhishek012]

thankew for update ..its is good that idfc limit is 1lakh otherwise have paid 4-5 lakh bill

1 lakh is daily limit, you can pay 1 lakh every day within 24hrs.

 

[Abhishek012]

@Abhishek012 done transcations on freecharge app via idfc tap rupay debit card merchant name freecharge techno pay mumbai ..and not getting any points for that ..done 2-3 transcations
is freecharge trick over for freecharge techno merchant name

is freechutil still eligible ?
but not getting merchant name via app/web only getting name freecharge techno and no points for that please guide

I am not doing any failed transaction in my account still it shows pending only r I can wait 48 hours?

Same tried 3 accounts,, tried 3 mobile recharge, 3 1rs saved card but none of them working

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

You can use the Zavo app to pay credit card bills using an IDFC First Bank RuPay debit card and earn rewards.

I had thought I would tell you about this app next month but now that Arindam has made a video about it.

Also credit to @Dudul123# for share this app. Both of us had decided that we wouldn't tell anyone until Freecharge stops working. Par Arindam ne saare plan ka watt laga diya.

 

[BhaiyaJi]

Both of us had decided that we wouldn't tell anyone

 

[2025]

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

You can use the Zavo app to pay credit card bills using an IDFC First Bank RuPay debit card and earn rewards.

I had thought I would tell you about this app next month but now that Arindam has made a video about it.

Also credit to @Dudul123# for share this app. Both of us had decided that we wouldn't tell anyone until Freecharge stops working. Par Arindam ne saare plan ka watt laga diya.

Av Javo let jayega. Within 2-3 days khalas.

 

[kuchbhikuchbhi is verified member.]

I had thought I would tell you about this app next month

How do you come to know 🤔

 

[hender]

How do you come to know 🤔

TOP S e c r e t

 

[honey_jpr]

Zavo link for App Store:

‎zavo: rewards & loan repayment

‎Zavo: India’s Trusted Financial Empowerment Platform Zavo is designed to help you borrow smarter, manage credit efficiently, and achieve financial stability while earning rewards—all in one place. Whether you need quick funds, want to monitor and improve your credit score, or need expert...

apps.apple.com

 

[honey_jpr]

What is the limit of reward points per month for Idfc normal account?

For First Tap, its 8k per month

 

[Abhishek012]

For First Tap, its 8k per month

8k per month for normal account.

There is no relation with firstap card (capping is acc level).

select acc - 30k

wealth acc - 50k

private acc - 500k

 

[Abhishek012]

How do you come to know 🤔

Reddit pe na jane kab se yeh app ka log ad chala rahe the. 5% cashback mil raha kar k.

 

[AllThatStuff]

Has anyone found out the MCC it's giving with Rupay / Visa DCs??

 

[nikhilv0303]

For SBI VDC,
Suppose, You have done a transaction of ₹ 50k, you will get
Regular Points - 500
Bonus Points - 500
Milestones Points - 1000
So total points - 2000

1RP = ₹ 0.25/25 paisa
i.e., 2000×0.25 = ₹500, it means 1%

For Birthday Month you get 2X points extra.

Hi,
How are you getting Milestone rewards on 50k?
As per the screenshot attached, milestone is only at 1 lakh and that too only once a year?

Am I missing something?

 

[nayra]

Activated and done my first txn on SBI Virtual DC on 23rd Feb via Unipay, still didn't get RPs...

Customer care told to wait 45 working days for new card, and today is 44th only..

If points done credit by Friday they told me to list all txns and amount to take up complaint. @Abhishek012 any chance they reject taking a complaint for Unipay txns.

Anyone else faced similar issue?

 

[Beyond]

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

You can use the Zavo app to pay credit card bills using an IDFC First Bank RuPay debit card and earn rewards.

I had thought I would tell you about this app next month but now that Arindam has made a video about it.

Also credit to @Dudul123# for share this app. Both of us had decided that we wouldn't tell anyone until Freecharge stops working. Par Arindam ne saare plan ka watt laga diya.

Abhishek and Arindam Bhaj Kamsam

Yeh Rishta kya kahlata hai???

 

[RichieRich]

Hi,
How are you getting Milestone rewards on 50k?
As per the screenshot attached, milestone is only at 1 lakh and that too only once a year?

Am I missing something?

1000 RP on every 1 lac.

 

[VISION]

Hi,
How are you getting Milestone rewards on 50k?
As per the screenshot attached, milestone is only at 1 lakh and that too only once a year?

Am I missing something?

for every 1L u get milestone, not once a year

 

[6ix9ine]

Activated and done my first txn on SBI Virtual DC on 23rd Feb via Unipay, still didn't get RPs...

Customer care told to wait 45 working days for new card, and today is 44th only..

If points done credit by Friday they told me to list all txns and amount to take up complaint. @Abhishek012 any chance they reject taking a complaint for Unipay txns.

Anyone else faced similar issue?

New accounts can take upto 120 days, 45 days is standard but can take much longer.

 

[Varun.singhal]

has anyone been able to do redemption lately from IDFC rewards. I keep getting the error, "Internal server error has occurred. Could not create order"

 

[Akshith]

Only saved card user get Freechutil merchant name.

use any other freecharge account to save your card and yes use freecharge website only.

there is some cooling period on freecharge account, if your multiple transaction failed wait 24-48hrs

So wait 24-48hrs or use any other freecharge account, login on website and go to this link and pay Rs1 to save your card - https://www.freecharge.in/accountSettings?useCase=savedCards

facing same issue with other freecharge account as well

 

[Akshith]

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

You can use the Zavo app to pay credit card bills using an IDFC First Bank RuPay debit card and earn rewards.

I had thought I would tell you about this app next month but now that Arindam has made a video about it.

Also credit to @Dudul123# for share this app. Both of us had decided that we wouldn't tell anyone until Freecharge stops working. Par Arindam ne saare plan ka watt laga diya.

does this app works for Indusind dc as well?