Scapia credit card

[navdeep22]

Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?

my use cases:
1. unlimited lounge access
2. get coins equivalent to what is spent in the airport. So if 200Rs are spent on KFC or perfume lets say, you will get equivalent coins back ( if 1Re = 5 coins then you will get 1000 coins on spending everywhere inside airport), afcource after spending 10k per month on card
3. 0 forex when going outside india
4. bus/flight booking with coins when accumulated enough

 

[ali4u]

Yes

did you have any other federal card before scapia?

i have Signet card

 

[Anshit]

Anyone has the lounge list for Scapia? Does it give access to all lounges?

 

[navdeep22]

Anyone has the lounge list for Scapia? Does it give access to all lounges?

It did not gave me delhi terminal 3 international departures but have access to delhi t3 domestic departures

 

[Akshay Ajmera]

Does anyone have both federal Bank core credit card along with scapia or other federal Bank co-branded credit card

 

[ali4u]

Anyone has the lounge list for Scapia? Does it give access to all lounges?

Does anyone have both federal Bank core credit card along with scapia or other federal Bank co-branded credit card
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I got scapia card i already have Signet card mine is aprove with different limit

 

[TECHXYZ]

I have following questions on #Scapia Card:
1. Do you receive transaction confirmation email after successful transaction.
2. Do you receive Monthly Statement from Scapia on your mail?

 

[hedgehog2122]

I have following questions on #Scapia Card:
1. Do you receive transaction confirmation email after successful transaction.
2. Do you receive Monthly Statement from Scapia on your mail?

1. Do you receive transaction confirmation email after successful transaction.
No, only sms
2. Do you receive Monthly Statement from Scapia on your mail?
Yes, email will have only have a summary of TAD and MAD, you can download statement from app only.

 

[TECHXYZ]

1. Do you receive transaction confirmation email after successful transaction.
No, only sms
2. Do you receive Monthly Statement from Scapia on your mail?
Yes, email will have only have a summary of TAD and MAD, you can download statement from app only.

So this is clearly against RBI Guidelines.

How come someone on international trip will get to know about the transaction confirmation if they don’t get sms for any reason.