Axis Bank Flipkart Credit Card Review

- Advertisement -
Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 19th Nov 2023.

Axis Bank Flipkart credit card was launched back in 2019 when the cobranded card space was evolving. I have held this card since then until last year after which I had closed this card to make space for other cards from Axis Bank’s stable. I got this as an upgrade from the erstwhile Axis Buzz credit card which has similar benefits. This card is quite popular among cashback enthusiasts.

Here’s a quick review of the same!

Charges and Welcome Benefits

Joining Fees₹500 + GST
Welcome BenefitsFlipkart Gift Voucher worth ₹500
Annual Fees₹500 + GST
Annual BenefitsNIL
Annual Fee WaiverSpend ₹3.5L on your card in a year for an annual fee waiver*.
Add-on FeesNIL
Card CategoryCashback
  • *Rental and Wallet Transactions not included in annual fee waiver.

The joining fee is well compensated by the welcome voucher but there will be no annual benefits on paying the annual fees.

Reward Rate

Spends AreaCashback Rate
Flipkart Spends*5%
Myntra, Flipkart Hotel and Flight Bookings1.50%
Spends at Cleartrip, Swiggy, Uber, PVR, Tata Play and Cure.fit4%
Other Spends1.5%
  • *Cashback cannot be earned on transactions made on fuel spends, govt spends, purchase of gift cards on Flipkart and Myntra, EMI transactions, purchases converted to EMI post-facto, wallet-loading transactions, cash advances, rental payments, purchase of jewellery, insurance services, utilities, educational services, payment of outstanding balances, payment of card fees and other card charges
  • Your cashback will be credited in the next billing cycle 3 days before the statement generation date
  • No cash-back redemption fee is applicable

This card currently has no cap on any kind of spending but it does have a large list of exclusions. With a meagre difference of 0.5% cashback, this card is in direct competition with Axis Ace.

Other Benefits

Airport Lounge Access

Domestic Airport Lounge Access
Complimentary Limit – 4 Visits/ Calendar year within India only for primary cardholders.
Access Via – Credit Card
Network – Visa Signature/ MasterCard World

The lounge access tie-up is very limited on this card so do check the latest lounge list before taking this card.

Fuel Surcharge Waiver

1% waiver for transactions between ₹400 to ₹4000. Maximum surcharge waiver of ₹500 per statement cycle.

Forex Markup

Forex markup charges are applicable of 3.5%+GST.

TechnoFino Recommends

If you are a heavy spender on Flipkart and other preferred partners and want to have a card for offline spending as well then Axis Bank Flipkart Card is just the right one. The 5% unlimited cashback benefit on Flipkart purchases and an unlimited 1.5% cashback on all the spends make this card shine.

This one card when used for all your spending will give you quite a good value if you cross the yearly spending requirements. Its direct competitors are SBI Cashback and HDFC Millennia but they only give better reward rates on online spends only.

Are you holding the Axis Flipkart Credit Card? Tell us in the comments below about your experience.

Related Articles


  1. Been using the card for the last 3 years. Despite recent devaluation, its a worthwhile card. The exclusions are not anything extraordinary and only Millennia gives 1 percent on wallet loads in addition when compared to the competition. When used with the recently devalued Axis Grabdeals, the overall value can be increased, perhaps a point that can be noted in the review of all Axis cards.

  2. Once u have not paid total u spend amt or u paid minimum amt also ther charge around 3000 rupees, for only 19k limit amt for ,axis Bank credit department!


Please enter your comment!
Please enter your name here

Stay Connected

- Advertisement -

Latest Articles