Your most used 3 credit cards?

[runningfast]

HDFC Regalia Gold - MasterCard (Insurance and other offline spends)
SBI CB - Visa (Online including AmazonPay Vouchers)
Axis IOCL -RuPay (Fuel + UPI)
SBI SimplySave -RuPay (Offers + UPI)
IDFC Power+ -RuPay (Fuel )
IDFC Wealth, SC Rewards -Visa (Hidden away)

 

[Dreamer]

Magnus for burgundy > hsbc live+ > sbi cashback > kiwi rupay > iocl axis premium

 

[Beyond]

Apay
Airtel
Snapdeal/SBI xyz(Year around Sales)

 

[sid16]

Since you asked only for 3, I'm giving strictly 3 and that too based on total amount of spends RIGHT NOW assuming "most used" means "most amount spent":

1. HDFC BizBlack
2. SBI Cashback
3. Axis Atlas

 

[drabhishekladdha]

1. Hdfc biz black
2. Axis magnus burgundy
3. Hdfc infinia

 

[iamdhamo]

Infinia for big spendings n smart buy
Hsbc live plus for groceries
Axis airtel strictly only for recharge n utilities

I have wife sbi cb which I use more for rest online spends for 5%

 

[vrp.vijayot]

1- Amex MRCC - Utilities, Insurance, School Fees, Groceries (Through Amazon Pay Wallet & Gift Vouchers)
2- Amazon Pay ICICI - Offline Spends
3- Axis IOCL Premium - Fuel

 

[maheshspanicker]

Tata Neu Infinity for Tata Neu including utilities, UPI and offline. AU zenith for dining, non-Neu grocery. The 3rd position between Federal Imperio that has lots of offers, PNB Rupay select as UPI backup and rather surprising number of high-worth offers particularly travel offers.
4th and 5th position for RBL Monthly treats for regular Uber/Zomato and Myntra at times, and Amex MRCC, Flipkart Axis, ICICI Amazonpay. Flipkart card was right up there when they used to give the 1.5 on non-flipkart including offline transactions. Still have relative high usage for the card as I combine the VIP membership and Grabdeals benefits on the card.

 

[Anupam222001]

Icici amazon- For online shopping
Rbl indian oil xtra- For upi and petrol
Axis airtel- For utilities and 1% base cashback for offline transactions, recently took axis ace for 1.5% base cashback, not getting any better option.

 

[Heehaahee]

Airtel, Cashback, Live.

 

[SreeU]

SBI CB & APAY - Online & Edu Fees
Airtel Axis - Utilities
Pixel HDFC - UPI & Reliance Smart

 

[sunit123]

Icici amazon- For online shopping
Rbl indian oil xtra- For upi and petrol
Axis airtel- For utilities and 1% base cashback for offline transactions, recently took axis ace for 1.5% base cashback, not getting any better option.

Scapia for offine...2%...limitation is u can use rp only to book ticket

 

[vishalgupta2]

• Axis Olympus for everyday everything (offline + online)
• Infinia for GVs / Smartbuy
• Amex Travel upto 4L spending (mostly GVs)
• Amex platinum charge until I hit 50k for upgrade points (Also Air India if & when there is an opportunity)

 

[Ekavya]

1. HDFC IOCL - UPI, Fuel
2. Airtel Axis - airtel and electricity
3. HDFC Swiggy/ ICICI APay - Amazon/ Flipkart

Is it (IOCL HDFC RUPAY) elligible for BBD 10% discount?

 

[Hell_Kitty]

Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.

Infinia
SBI Cashback
Amex Gold Charge/ Edge CSB

 

[Credit Karma]

SBI CB - All Online spends and some offline spends
APay - Utilities, Insurance
Simpliclick - Only on special bank offers.

 

[Credit Karma]

HDFC Regalia Gold - MasterCard (Insurance and other offline spends)
SBI CB - Visa (Online including AmazonPay Vouchers)
Axis IOCL -RuPay (Fuel + UPI)
SBI SimplySave -RuPay (Offers + UPI)
IDFC Power+ -RuPay (Fuel )
IDFC Wealth, SC Rewards -Visa (Hidden away)

Where do you buy Apay vouchers using CB? Do they give 5%? Or is there a catch?

 

[iamdhamo]

Where do you buy Apay vouchers using CB? Do they give 5%? Or is there a catch?

U can use maximize for 5% but 15k limit per acc n card
Also park+ but I feel it's not reliable

 

[Credit Karma]

U can use maximize for 5% but 15k limit per acc n card
Also park+ but I feel it's not reliable

So are you buying them from amazon directly? Can you please elaborate?

 

[KLB@96]

SBI CB, Apay ICICI, Yes Marqee