Revaluation Yes Private Credit Card Going To Be More Lucrative From 24th December 2023

[SSV]

Flight and Hotel are 0.25p, rest all 0.10p mostly except some items in E-Gift Vouchers can go upto 0.18p like Pizza Hut.

Best part is this is general booking, not miles transfer or waiting for award booking. Just have to check with other sites, how prices are compared. Usually match with Cleartrip, MMT but it depends on user, destination and dates.

Thanks for the info... will think about this card seriously..
When she calls tomorrow, I amy give a green signal..
I applied online but didn't complete.. they keep calling me for the last two days..
Lets see what happens tomorrow.

 

[helloworld]

Thanks for the info... will think about this card seriously..
When she calls tomorrow, I amy give a green signal..
I applied online but didn't complete.. they keep calling me for the last two days..
Lets see what happens tomorrow.

It started as good, then went to worst phase, then OK and now they want to become good again.. Nice journey actually.

Do check this too..

https://www.yesbank.in/credit-card-services/rewards-subscription-plan

If you can make use of it by paying additional fee, then its 3x points or 5x on some categories. Useful, only if you're regular spender on this card or get the plan amount by making huge purchases.

 

[SSV]

It started as good, then went to worst phase, then OK and now they want to become good again.. Nice journey actually.

Do check this too..

https://www.yesbank.in/credit-card-services/rewards-subscription-plan

If you can make use of it by paying additional fee, then its 3x points or 5x on some categories. Useful, only if you're regular spender on this card or get the plan amount by making huge purchases.

yeah, I was checking this just a few minutes ago.. It looks promising..
I never wanted to touch YES after that debacle..
Only started looking at them 5 days ago...
Thanks for all the info ... most likey will take this card.. as I believe the current YES management genuinely trying their best effort to regain the shine they lost...

 

[hrish88]

I have paid YP, not LTF

you paid 59k for this card?what are the benefits you got for this amount

 

[The_Beast]

Do government tax payments get reward points?

 

[The_Beast]

Also, is the reward multiplier applicable on tax transactions?

 

[Virgo]

It started as good, then went to worst phase, then OK and now they want to become good again.. Nice journey actually.

Do check this too..

https://www.yesbank.in/credit-card-services/rewards-subscription-plan

If you can make use of it by paying additional fee, then its 3x points or 5x on some categories. Useful, only if you're regular spender on this card or get the plan amount by making huge purchases.

I don’t think the accelerated reward points offer is applicable for Yes Private

 

[simal]

No, they don't offer LTF normally.

LTF is possible. I have this as LTF.

 

[Reward Hunter]

Is it worth 50,000 rs as annual fees with value max. Being 0.25 or 12500 miles transfer? Renewal fees should be rewarded with equal miles?

 

[TheMentalist]

​

​ ​ ​ ​ Dear Customer,​ This is to inform you that w.e.f December 24, 2023, Yes Private Credit Card features will be updated.​ The card has been boosted with some unique feature-rich benefits that include Accelerated Reward Points, Purchase Protection through insurance cover against accidental damage and many more.​

​ ​ Features Existing (till December 23, 2023) New (w.e.f. December 24, 2023) Reward Points for Domestic Spends 16 Reward Points per INR 200 spends 20 Reward Points per INR 200 spends Reward Points for International Spends 24 Reward Points per INR 200 spends 40 Reward Points per INR 200 spends Foreign Currency Mark up on International Spends 1.75% 0.5% Reward Points on joining fee realization 1 lakh Reward Points 2 lakh Reward Points Complimentary guest visits 10 Complimentary guest visits per year# 12 Complimentary guest visits per year#

​ Purchase Protection Insurance cover against accidental damage for 6 months for mobile & electronic devices purchased online​ Other features, fees, charges & conditions remain the same.​ Card feature changes will be applicable from December 24, 2023.​

Already posted here : https://www.technofino.in/community...more-lucrative-from-24th-december-2023.19960/

 

[Harry1]

For domestic online spends, yes first exclusive seem to have better reward rate.

 

[simal]

Already posted here : https://www.technofino.in/community...more-lucrative-from-24th-december-2023.19960/

I noticed this after posting. Tried deleting, but couldnt. If mods can delete this, it will be helpful, as its duplicate thread

 

[sxchzy]

LTF is possible. I have this as LTF.

how did you get it as ltf?

 

[simal]

how did you get it as ltf?

Negotiated while making an AIF investment through bank. It was tough journey though. After 2-3 months of back and forth, Finally the BM said that he had to shell out the first year expense from their branch side and it was debited to their branch expenses after which i got it as LTF.

 

[sxchzy]

Negotiated while making an AIF investment through bank. It was tough journey though. After 2-3 months of back and forth, Finally the BM said that he had to shell out the first year expense from their branch side and it was debited to their branch expenses after which i got it as LTF.

what was the ticket size of the AIF investment and are you a private banking customer with them?
and whats the nrv requirement for the same

 

[anirban.choudhury]

what was the ticket size of the AIF investment and are you a private banking customer with them?
and whats the nrv requirement for the same

A NRV of 2 Cr can get you YP LTF
You can even negotiate if your NRV is above 1 Cr with bank.
ITR requirements are high around 58 lakhs for YP and 45 lakhs for Yes Private Prime ( which is discontinued now )
You can try for FYF if your NRV is higher than 60-70 lakhs

 

[jabwebanged]

No, they don't offer LTF normally.

They do . Every 25th of the month they get a list of HNI they can offer LTF to.

 

[sxchzy]

A NRV of 2 Cr can get you YP LTF
You can even negotiate if your NRV is above 1 Cr with bank.
ITR requirements are high around 58 lakhs for YP and 45 lakhs for Yes Private Prime ( which is discontinued now )
You can try for FYF if your NRV is higher than 60-70 lakhs

what all is included in nrv
asset products or liability products only?

 

[anirban.choudhury]

what all is included in nrv
asset products or liability products only?

Not sure of that , but should be same like other banks
Casa balance , Investments done through them , FD etc

 

[anirban.choudhury]

I tried hard to get this card LTF with a decent NRV.
Max they could do was FYF but I wanted it LTF only so didn't took the offer.