Yes Kiwi vs Axis Super.Money Pro

[Finchamp!]

Hi all!

I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one.

I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the Kiwi card, which depends on the Neon Subscription that may become chargeable in the future.

Would appreciate your thoughts!

 

[HumorSimpson]

IS there a similar comparative between Kiwi and SM Pro?

https://www.technofino.in/community...-for-kiwi-or-kredit-pe-ace.41707/post-1059557

did it here

 

[nikhil_118]

I am curious. Whenever I am trying to use kiwi card for UPI payments it shows CC is disabled for most of the merchants including road side food carts, grocery shops, medical stores etc So how did you guys managed to get that much cashback? Have they started disabling CCs recently?

 

[prankster]

I am curious. Whenever I am trying to use kiwi card for UPI payments it shows CC is disabled for most of the merchants including road side food carts, grocery shops, medical stores etc So how did you guys managed to get that much cashback? Have they started disabling CCs recently?

Many merchants disable it from their end. It's just luck. And mostly it's enabled in big shops/supermarkets, so try there

 

[nikhil_118]

I guess I am not lucky then. From past 1 week, somehow managed to make 2 transactions using kiwi out of total 20 which equals to 10% success rate lol 😂

 

[HumorSimpson]

I guess I am not lucky then. From past 1 week, somehow managed to make 2 transactions using kiwi out of total 20 which equals to 10% success rate lol 😂

Here in Bangalore its not a problem except for 1 shop its never been a problem for me. I can say mines is 99% success rate.

 

[rajcasio]

Here in Bangalore its not a problem except for 1 shop its never been a problem for me. I can say mines is 99% success rate.

Same here in CHENNAI too 👍
But when i see a GPAY QR then i can be 100% sure that RUPAY CC's are disabled

 

[Revolution2.0]

Few min ago rec'd whatsapp message from Kiwi end...

anyone else received same message?

 

[HumorSimpson]

Few min ago rec'd whatsapp message from Kiwi end...
View attachment 103062
anyone else received same message?

Not received . But upto 2% is the key. They may reward 0.1% too.

 

[Revolution2.0]

Not received . But upto 2% is the key. They may reward 0.1% too.

That's fine but good news is they're allowing Fuel and Education category to get the reward. In addition, that amount would be getting added towards milestone.

 

[HumorSimpson]

That's fine but good news is they're allowing Fuel and Education category to get the reward. In addition, that amount would be getting added towards milestone.

Let us know, how much it rewarded in reality.

 

[drvirag]

Supermoney Pro got rejected after whole application process, cibil hit and offline kyc by axis.
I already hold Airtel Axis but on a different mobile number.

Rejected due to mobile no. mismatch. You should have tried with axis registered no.

 

[Revolution2.0]

For the active Neon membership, paying the education school fees (by entering cc details at school website online) count towards milestone?

 

[HumorSimpson]

For the active Neon membership, paying the education school fees (by entering cc details at school website online) count towards milestone?

No. Non rewarding categories don't count for milestones.

 

[Drayden]

Few min ago rec'd whatsapp message from Kiwi end...
View attachment 103062
anyone else received same message?

I received the same msg too yesterday

 

[Revolution2.0]

I received the same msg too yesterday

I contacted to Kiwi customer care. They said both categories don't count spends towards milestone and reward would be random upto 2%.

No. Non rewarding categories don't count for milestones.

ok, thanks a lot for this clarification.

 

[HumorSimpson]

For school fee tata neu infinity is the best. Gives 1.5% neu coins.

Online/offline no cap
UPI scan and pay via their app 500 coins cap per statement period

 

[Revolution2.0]

For school fee tata neu infinity is the best. Gives 1.5% neu coins.

Online/offline no cap
UPI scan and pay via their app 500 coins cap per statement period

Yes you're right. Along with that card, there are other few cc available which gives rewards.

I believe, if you transact at online websites or apps with yes credit cards (by punching the cc numbers), such txns won't count towards milestone, right?

 

[HumorSimpson]

I believe, if you transact at online websites or apps with yes credit cards (by punching the cc numbers), such txns won't count towards milestone, right?

They count for kiwi for non excluded categories and eat away the benefits as it gives only 0.5% instead of 2%.

 

[Revolution2.0]

They count for kiwi for non excluded categories and eat away the benefits as it gives only 0.5% instead of 2%.

Kiwi card is mainly for UPI Scan with other conditions per category wise. Kiwi (rewards) count doesn't exists when you transact at online websites/apps; accordingly, that particular txn amt doesn't count towards milestone. If they've allowed the online txns in milestone, it would be good at some extent. Have you or anybody have experienced such scenario?

 

[HumorSimpson]

Kiwi card is mainly for UPI Scan with other conditions per category wise. Kiwi (rewards) count doesn't exists when you transact at online websites/apps; accordingly, that particular txn amt doesn't count towards milestone. If they've allowed the online txns in milestone, it would be good at some extent. Have you or anybody have experienced such scenario?

Haven't tried it online to figure out. You can try to purchase small amount of az/fk and then see if it is shown as milestone in the app. Generally if it is not on milestone it will show separately.