Yes Kiwi vs Axis Super.Money Pro

Finchamp! · May 12, 2025

Hi all!

I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one.

I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the Kiwi card, which depends on the Neon Subscription that may become chargeable in the future.

Would appreciate your thoughts!

diwakernori · May 19, 2025

Any new updates

diwakernori · Friday at 11:00 AM

Any new updates please

HumorSimpson · Friday at 11:05 AM

Phonix_YT said:
IS THIS 5% SUBSCRIPTION OFFER STILL AVAILABLE IF I APPLY FOR KIWI CARD

only when applied thru a referral. if you want one, check my siggy

HumorSimpson · Friday at 11:07 AM

Lalsingh22 said:
View attachment 97468

how this is better ? little explanation please

Lalsingh22 · Friday at 11:40 AM

HumorSimpson said:
how this is better ? little explanation please

Just a meme, mate !!

HumorSimpson · Friday at 12:12 PM

Lalsingh22 said:
Just a meme, mate !!

Just for meme we can't change the facts. Meme is a cream over truth not a cover up.

Revolution2.0 · 2025-05-27T17:11:19+0530

HumorSimpson said:
only when applied thru a referral. if you want one, check my siggy

IS THIS 5% SUBSCRIPTION OFFER STILL AVAILABLE IF I APPLY FOR KIWI CARD

Can you pls explain more about Kiwi's subscription? What is the real deal -- if we don't purchase the subscription, how much is the cashback when we do scan & pay at merchant shops and online/swipe at store?

Can the subscription we can get freely if you @HumorSimpson can provide your refer code? I believe your refer code can be used while applying credit card assuming there will be some sort of box to mention your refer code while in the process of applying credit card ( I clicked on the link mentioned in your signature but it opens normal kiwi website where it shows info about credit card)

If you or someone can explain in simple manner about kiwi cc's real benefit/advantage, it would be great. Thank you.

HumorSimpson · 2025-05-27T17:20:00+0530

Revolution2.0 said:
Can you pls explain more about Kiwi's subscription? What is the real deal -- if we don't purchase the subscription, how much is the cashback when we do scan & pay at merchant shops and online/swipe at store?

Can the subscription we can get freely if you @HumorSimpson can provide your refer code? I believe your refer code can be used while applying credit card assuming there will be some sort of box to mention your refer code while in the process of applying credit card ( I clicked on the link mentioned in your signature but it opens normal kiwi website where it shows info about credit card)

If you or someone can explain in simple manner about kiwi cc's real benefit/advantage, it would be great. Thank you.

Z65489

Hey! I just started using Kiwi, India’s best UPI-ready Credit Card—and I’m genuinely impressed! Here’s what I’m loving about it and why you would too:

🔸 2% cashback on every Scan & Pay, directly back to your bank account.
🔸 5% cashback if you spend ₹1.5L in a year, also straight to your bank!
🔸 Free airport lounge access thrice a year—such a nice perk for travel!

If you’re interested, here’s the link to download and get started: https://gokiwi.onelink.me/ENmK/KIWIUFGZKW

*Important* - Make sure to use my invite code Z65489 to get the above benefits worth ₹999 free!

HumorSimpson · 2025-05-27T17:20:32+0530

Revolution2.0 said:
Can you pls explain more about Kiwi's subscription? What is the real deal -- if we don't purchase the subscription, how much is the cashback when we do scan & pay at merchant shops and online/swipe at store?

Can the subscription we can get freely if you @HumorSimpson can provide your refer code? I believe your refer code can be used while applying credit card assuming there will be some sort of box to mention your refer code while in the process of applying credit card ( I clicked on the link mentioned in your signature but it opens normal kiwi website where it shows info about credit card)

If you or someone can explain in simple manner about kiwi cc's real benefit/advantage, it would be great. Thank you.

Without subscription it's 1.5

Revolution2.0 · 2025-05-27T18:07:31+0530

HumorSimpson said:
Without subscription it's 1.5

Thanks. Without subscription it is 1.5 and with subscription it is 2% for scan & pay UPI at merchants, right? In here, if I use your refer code then only 2% would be eligible and free Neon subscription for a year, right?

Another confusion is -- browsing thru this community and forums and found below screenshot. I believe below screenshot user have neon subscription and accordingly till 50K, cashback amount would be counted as 3%, beyond 50K cashback percentage increases. For you also same? If true, then among your points, 2% cashback would be 3%? Am I right on this? can you pls explains?

HumorSimpson · 2025-05-27T20:34:49+0530

Revolution2.0 said:
Thanks. Without subscription it is 1.5 and with subscription it is 2% for scan & pay UPI at merchants, right? In here, if I use your refer code then only 2% would be eligible and free Neon subscription for a year, right?

Another confusion is -- browsing thru this community and forums and found below screenshot. I believe below screenshot user have neon subscription and accordingly till 50K, cashback amount would be counted as 3%, beyond 50K cashback percentage increases. For you also same? If true, then among your points, 2% cashback would be 3%? Am I right on this? can you pls explains?

View attachment 98574

Subscription gives you

2% on scan and pay
milestone benefits of 3%, 4%, 5% for the 50K, 1L, 1.5L and lounge access for each 50K hit
bonus kiwis - no particular logic quite random
if any yes bank offers on flipkart, amazon etc

recently they changed the first year neon sub,. it's free only if it is referred. DM me for a referral

Also there is a limit of rewards earned in a billing cycle. It is (1% of CL kiwis) boils down to CL/2. i.e., for a 1L CL you get rewards till 50K spends in a billing cycle which is 1K inr.

Changes from June 1st 2025
min of 100rs for scan and pay rewards earlier it was 50rs

SJM · 2025-05-27T20:55:29+0530

HumorSimpson said:
Without subscription it's 1.5

Does the subscription auto renew? Mine wasn't with referral, so opened another for my wife with my referral 🙂

HumorSimpson · 2025-05-27T20:59:01+0530

SJM said:
Does the subscription auto renew? Mine wasn't with referral, so opened another for my wife with my referral 🙂

Even mines wasn't with referral. The referral thing started a couple of months ago.
Auto renewal not sure.

Phonix_YT · 2025-05-27T21:40:20+0530

I have registered my account when kiwi app was launched but didn’t apply for the cc, so what if i apply for cc now, will i get the neon subscription or not?

Currently i have applied for the card but kyc is pending

HumorSimpson · 2025-05-27T21:46:39+0530

Phonix_YT said:
I have registered my account when kiwi app was launched but didn’t apply for the cc, so what if i apply for cc now, will i get the neon subscription or not?

Currently i have applied for the card but kyc is pending

If applied without referral you won't get the free first year neon sub

Phonix_YT · 2025-05-27T22:05:15+0530

HumorSimpson said:
If applied without referral you won't get the free first year neon sub

Its showing like this. So will i get it or not? And what if i not get it what are the charges?

HumorSimpson · 2025-05-27T22:21:28+0530

Phonix_YT said:
Its showing like this. So will i get it or not? And what if i not get it what are the charges?

No idea. The pic shows the benefit of neon. But doesn't tell whether you are entitled free or not.

Yes Kiwi vs Axis Super.Money Pro

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