Given Citi is aggressively pushing signup offers (like INR 5K Amazon vouchers) + relatively low spend criteria for the Rewards annual fee waiver, what is the issue in applying for Citi cards? I see a lot of Amazon/FK/Eazydiner etc offers for Citi cards these days.Are you really in requirement of it or just want to raise the number of the cards you're holding? If it's the 2nd one, don't get it.