One missed payment for a card that I never received and late payment noted on annual free 🙁 . These were the days when the RBI 37 day rule did not exist. Long live RBI !
Have seen 2120 with a avid cc geek in past..... Not personal one my personal one is barely 300+ .... And that person cibil is still was in early 800s ..... So just a no nothing much but still kudos to that person who manage that many payment like 500+ year or more than 1 payment for every day in a year.... Had to appreciate that part