Which LTF CC to have for just the sake of having oldest open credit account?

[technoswan]

Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred.

💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own named CC again recently from 9-10 months. I personally do not prefer collecting CC and reward hustling for unplanned spends, but definitely planning putting recurring spends on appropriately rewarding CC. I use SBI CB CC for online. Use father's AXIS (base reward 1.5%) for offline. Thanks to this wonderful community and Technofino I am aware that, according to my spending profile I should get HSBC Live+ for offline , AXIS airtel or PhonePe SBI Card SELECT BLACK for utility. But my specific question is which LTF CC to have for decades to come just the sake of having oldest open credit account? Because I will definitely close SBI CB once it devalues enough.
Inputs from anybody having super old credit account would be appreciated. (e.g. Like if i rememebr correctly my father may have same CC number since 1998, just variant changes. Another Citibank to Axis but same CC number )

🙏Thank you for suggestions in advance if I fail to thank individual comment.

 

[komal]

Aapka 1.5 years me 779 pahuch gaya .. mera 4 saal hogaya abhi jakr 779 hua h .

 

[technoswan]

Aapka 1.5 years me 779 pahuch gaya .. mera 4 saal hogaya abhi jakr 779 hua h .

No actual cibil score started from just 7-8 months ago. That 18 yr old closed ICICI CC was just add-on CC. I just keep utilization low. When I purchased phone I paid all amount next day, way before statement day and before end of month.

 

[komal]

No actual cibil score started from just 7-8 months ago. That 18 yr old closed ICICI CC was just add-on CC. I just keep utilization low. When I purchased phone I paid all amount next day, way before statement day and before end of month.

Ohh 😯 .

 

[hender]

No actual cibil score started from just 7-8 months ago. That 18 yr old closed ICICI CC was just add-on CC. I just keep utilization low. When I purchased phone I paid all amount next day, way before statement day and before end of month.

Many don't have that total age, as your almost 2 decades old CC...

 

[technoswan]

Many don't have that total age, as your almost 2 decades old CC...

That oldest was actually closed 18 yrs ago itself. 😀 Was only using net banking and DC. My credit score was not available at all. if i tried getting cibil score it just threw error that score is not available. Amazon gave me pay-later and cibil started showing score after 2 months of that.

 

[hender]

That oldest was actually closed 18 yrs ago itself. 😀 Was only using net banking and DC. My credit score was not available at all. if i tried getting cibil score it just threw error that score is not available. Amazon gave me pay-later and cibil started showing score after 2 months of that.

Your report card says you are a grand parent aka Dadaji than many of bacha like me...in credit historyéeeee..😉

Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred.

💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own named CC again recently from 9-10 months. I personally do not prefer collecting CC and reward hustling for unplanned spends, but definitely planning putting recurring spends on appropriately rewarding CC. I use SBI CB CC for online. Use father's AXIS (base reward 1.5%) for offline. Thanks to this wonderful community and Technofino I am aware that, according to my spending profile I should get HSBC Live+ for offline , AXIS airtel or PhonePe SBI Card SELECT BLACK for utility. But my specific question is which LTF CC to have for decades to come just the sake of having oldest open credit account? Because I will definitely close SBI CB once it devalues enough.
Inputs from anybody having super old credit account would be appreciated. (e.g. Like if i rememebr correctly my father may have same CC number since 1998, just variant changes. Another Citibank to Axis but same CC number )

🙏Thank you for suggestions in advance if I fail to thank individual comment.

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View attachment 105129

Coming to your original Post I guess HDFC, ICICI, SBI are good to have as First 👍

 

[technoswan]

Coming to your original Post I guess HDFC, ICICI, SBI are good to have as First 👍

SBI dont show any LTF. Which HDFC/ICICI variant is long standing available?