Which is the best app to pay credit card bills?

[Sanjay]

Can anyone tell the best app to pay credit card bills to get cashback or reward points? I have hdfc moneyback credit card and millennia debit card

 

[mgforce]

Paytm CC bill is credited immediately.

No... for HDFC, SBI it is instant.. for others it takes few hours.

But yes, happens within a day

 

[fatehbajwa]

No... for HDFC, SBI it is instant.. for others it takes few hours.

But yes, happens within a day

You mean to say that Paytm has a credit card?

 

[fatehbajwa]

Paytm has cobranded CCs too, BTW.

as in?

 

[Cardiosniper]

I paid the bill from MobiKwik on 30th April but till now the bill has not been updated.

 

[prc1990]

I paid the bill from MobiKwik on 30th April but till now the bill has not been updated.

It takes 2-3 business days for the amount to get credited to the card.

 

[prc1990]

From Paytm, to all my CCs to which I've paid, the money was instantly credited.

Depends on the bank as well.

 

[krishc]

means 400 reward points. I can do this by UPI na ? there will be no problem right? and also what if I first deposit and then send the money back to the bank. Then also I will get the reward points right?

yes but remember paytm apply charges more than 1% on the money you transfer from wallet to bank

 

[prc1990]

I'm taking about my case. I've paid to HDFC, BOb, Canara. All credited instantly.

I was referring to cases in general for all the banks 🙂

 

[prc1990]

yes but remember paytm apply charges more than 1% on the money you transfer from wallet to bank

If you have a full KYC account you can use the feature 'Return to source' which doesn't levy any charges as well.

 

[Cardiosniper]

Depends on the bank as well.

Axis bank credit card

 

[prc1990]

Axis bank credit card

Takes bit time some time, no worries.

 

[Subhash]

Takes bit time some time, no worries.

So Mobikwik wallet can be trusted (with patience) for CC payments?

 

[prc1990]

So Mobikwik wallet can be trusted (with patience) for CC payments?

Yes not a problem. See with every application/platform, your KYC data are always at threat of stealing/cross selling. So nothing you can do about it if you want to use them.