Which Credit Card is best in March 2025 for Gold Jwellery Purchase worth INR 5 Lacs ?

[realaxis25]

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

 

[maheshspanicker]

If you have an Amex card and if the merchant takes it, think that would be a good option as they do give points on gold purchases. Can try the Tata Neu cards on Tanushq...

 

[b4bhar]

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

Why not try buying gift cards? What's the total cost of the jewelry? did you already buy the jewelry? if so, how did you purchase?

 

[sunit123]

Gold etf or gold mutual fund

 

[da3m0n]

Currently, no regular credit card provides rewards on jewellery transactions, except for a few exceptions:


🔹 Tata Neu (for Tanishq)
🔹 AU Bank (offers at times)
🔹 AMEX Plat Travel (milestone & normal rewards)

For premium cards, you can still earn base rewards:
✅ HDFC Infinia
✅ ICICI EPM
✅ SC Ultimate


💡 Pro Tip: If your card offers rewards on gift vouchers, you can buy those and redeem them at reputed jewellery brands!

 

[vasanth_ece]

What about HDFC Millenia CC?

 

[da3m0n]

What about HDFC Millenia CC?

I guess this gives 1%.

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/CashBack%20Credit%20Card/Terms-and-Conditions-Millennia-Credit-Card.pdf

 

[saleems]

Currently, no regular credit card provides rewards on jewellery transactions, except for a few exceptions:


🔹 Tata Neu (for Tanishq)
🔹 AU Bank (offers at times)
🔹 AMEX Plat Travel (milestone & normal rewards)

For premium cards, you can still earn base rewards:
✅ HDFC Infinia
✅ ICICI EPM
✅ SC Ultimate


💡 Pro Tip: If your card offers rewards on gift vouchers, you can buy those and redeem them at reputed jewellery brands!

what benefits amex have when buying jewelry?

 

[da3m0n]

what benefits amex have when buying jewelry?

Milestone benefits & normal reward points based on your card.