Which card you took out of FOMO and later regretted or closed?

[BhaiyaJi]

Got this from zepto. I usually order my grocery frpm Instamart but this time I was seeing this "Kalesh credit card" offer for purchases made above Rs.299. So made purchase from zepto. The envelope and packaging looked exactly like a proper bank credit card. Turned out to be just a decorated piece of plastic. U have to make a purchase of Rs.600 or more on some specific overpriced brands to get Rs.100 discount. I would have preferred their Rs.99 cable for free instead.
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Is it like a gift card ?

 

[hender]

Got this from zepto. I usually order my grocery frpm Instamart but this time I was seeing this "Kalesh credit card" offer for purchases made above Rs.299. So made purchase from zepto. The envelope and packaging looked exactly like a proper bank credit card. Turned out to be just a decorated piece of plastic. U have to make a purchase of Rs.600 or more on some specific overpriced brands to get Rs.100 discount. I would have preferred their Rs.99 cable for free instead.
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Authorised signatory
Shakuni mama 😉🥳

 

[Dr.AMAN]

Is it like a gift card ?

Yes. It is a gift card decorated as credit card. Works only on purchases done on specific brands.

 

[Dr.AMAN]

Authorised signatory
Shakuni mama 😉🥳

They even have Tnc- Trauma and conditioning and EMI- Emotional Manipulation Installment😅

 

[hender]

They even have Tnc- Trauma and conditioning😅

If Shakuni mama is organiser, they can do Mahabharat also 😬
Full of over smartness...
They feel it's cool cool 🆒 😎 but actually it's namakuul

 

[Z_S]

Stable money fd card
Roar bank card after which it stops to roar..

 

[hender]

One more case of HDFC's FOMO 😬

 

[AlgoTrader]

here comes the winner, Standard Charted Ultimate - still holding with around 35K points, which is almost worthless.

 

[HumorSimpson]

here comes the winner, Standard Charted Ultimate - still holding with around 35K points, which is almost worthless.

 

[BhaiyaJi]

One more case of HDFC's FOMO 😬

Its a trap.

 

[2025]

SBI Amex Simply click
Axis Visa Privilege LTF

Not in fomo though. Had some plan. Later changed it for better.

Adding to this. Another one. Again not on FOMO, misinformed may be.

The card that I thought today, applied today, got today, closed today itself, all within 3 hours.

Indusind Platinum Rupay CC.

 

[TripleAce]

I have a super useless 🪓 Select LTF and I don’t know why I got it.
It has befriended the other useless cards and their permanent address is my bed side drawer 🏠

Now the question part ⬇️
Every Tom Dick & Harry influencer is BALLYHOOING the 🪓 Atlas 🌍 and I feel like having it just for the heck of it!!
FOMO instruments playing in the background 🎸🎷🥁

Is it possible to call the Customer Care or Local Branch and ask for this card as a floater to the already existing Select with shared limit?
Paying the fee is 🆗 as they will give 2500 miles which is equivalent to 5K I guess.
If yes, are they going to check CIBIL again?
Saw an Insta video last night and the guy said CIBIL won’t be checked in this scenario.

Share your FOMO inputs please 🙏🏼 🙏🏼

 

[HumorSimpson]

This one for me sbi-cob

 

[hender]

Very nice thread, 👍
actually I am going through reverse of that 😬 HDFC is in FOMO.

😬 😬 😬