Which card to get for UPI? Kiwi or Super Money Pro?

[Joltpost]

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I am thinking of getting either of these cards which are Kiwi or Supermoney Pro

Any advice on which one to get?

 

[Das.N]

For current situation; Super money pro is a better choice. ( Before any major devaluation from axis)

 

[kunal05]

From what I recall, if you spend more than 3 lakhs per year, Kiwi card could be better given you pay 999 fee for Neon subscription.

Otherwise Supermoney pro.

 

[Joltpost]

For current situation; Super money pro is a better choice. ( Before any major devaluation from axis)

I want to understand how Supermoney Pro is better than kiwi if it's capped at 500 per month and only credited in card statement. Isn't that amount a bit low?

 

[Salvo08]

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I am thinking of getting either of these cards which are Kiwi or Supermoney Pro

Any advice on which one to get?

I think Kiwi you'll get in the normal process whereas Super Card is being offered on FD in most cases. You can have both but if you want to choose one then depends how much are your expenses on UPI. If you are likely to spend > 50K then Kiwi is a better bet. The only negative now is that earlier Kiwi offered Kiwis (Rewards) even on expenditure of ₹50/- but now from this month onwards you get it from ₹100 and in the multiples of 100 only, but obviously this will get counted in overall expenditure.

 

[HumorSimpson]

From what I recall, if you spend more than 3 lakhs per year, Kiwi card could be better given you pay 999 fee for Neon subscription.

Otherwise Supermoney pro.

kiwi (only with neon subscription): No 1.5L is the sweetspot as you hit milestones of 50k, 1L, 1.5L and you get 3%, 4%, 5%.
also the max cashback is CL/2 per month.

for the first year neon subscrip will be free if you apply ONLY thru a referral . if anyone needs dm me.

 

[SnowLucifer]

take both as both are ltf

 

[HumorSimpson]

take both as both are ltf

kiwi without 999+gst neon subscription gives only 1.5%.

 

[drvirag]

If i have to choose i will take supermoney. 3% upto 500 roughly around 17k spend. I dont hv more than that uses on upi as most merchants now disable cc upi.

 

[SnowLucifer]

kiwi without 999+gst neon subscription gives only 1.5%.

That is also better than most of the cards. And currently first year it is free so no harm in taking that card. Next year if his spending is relatively high he can buy membership too for extra profit