Which bank gold loan is best?

[nandhakumarn]

1. Cooperative bank tamilnadu gives 0% interest for farmers based on agri gold loan

2. IOB gives kissan gold loan for 45 paise.

3. Indian Bank have floating interest rate for gold loan

4. Any other bank discuss here with low interest rate

 

[hellowo₹ld]

IMO, gold loan is the one that gives high value to your gold. Did all mentioned banks offered same loan amount for same quantity of gold after deductions like stone etc.

 

[nandhakumarn]

IMO, gold loan is the one that gives high value to your gold. Did all mentioned banks offered same loan amount for same quantity of gold after deductions like stone etc.

not all the banks give high amount. very few banks are following RBI norms completely.. Few PSU bank giving Kishan loans with low interest rates.

 

[hellowo₹ld]

not all the banks give high amount. very few banks are following RBI norms completely.. Few PSU bank giving Kishan loans with low interest rates.

yes, i would've choosen the bank with higher amount and some what nearest lower interest rate because when going for loan, I need immediate cash requirement.

 

[Nidhi kunwar]

If you’re looking for the best gold loan in India, most big banks like HDFC, ICICI, and SBI offer them, but the catch is their interest rates are usually higher and the process can feel slow and paperwork-heavy.

On the other hand, Shivalik Small Finance Bank has become a solid choice for gold loans. They provide competitive interest rates, quick disbursal, and a simple documentation process. Since they focus on being customer-friendly, you usually get a faster, smoother experience compared to larger banks. Plus, their mobile app and support team make it easy to manage repayments and check loan details without hassle.

So if your priority is lower interest, transparency, and quick service, Shivalik Bank’s gold loan is definitely worth considering over the traditional big names.

 

[hellowo₹ld]

So if your priority is lower interest, transparency, and quick service, Shivalik Bank’s gold loan is definitely worth considering over the traditional big names.

what about security, realibility, support, value?