• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Where do you use your AmEx Cards in India?

AsB

TF Ace
Considering their low acceptance rates, I am just curious to know, where people use their AmEx Cards in India.
 

R!ppEr

TF Ace
VIP Lounge
Considering their low acceptance rates, I am just curious to know, where people use their AmEx Cards in India.
doing NPS tier 1 transactions for mrcc 1k additional points, smartearn for ubering to office and other travel for 10x points. Planning to use the dining program soon as well which offers cool 15-20% discounts on food and soft beverages(some places the entire bill even)
 

sourpai

TF Ace
VIP Lounge
I have Amex Platinum Travel plus add on along with MRCC (free companion card). Places where I use

Amex Plat Travel -
Wallet loads on primary and add on card - 8k per month
School fees (Amex gateway charges are lower than Visa/Master in my case)
Many hotels - they accept Amex or booking hotels online which cant be booked via HDFC smartbuy (i.e. Jungle lodges and resorts in south India)
Online transactions - Non amazon, non FK transactions

MRCC - Mostly Milkbasket wallet loads or 3rd Paytm wallet

For Gift vouchers, I mostly use HDFC smartbuy
 
  • Like
Reactions: AsB

SkippyCavanaugh

TF Buzz
VIP Lounge
Paytm
Some gateways accept amex even though it isn't mentioned in their accepted list. I always enter the card number to see if it works.
Offline merchants wherever it is accepted. There is definitely an increase in merchants accepting amex.
 
  • Like
Reactions: AsB

CVR

TF Ace
VIP Lounge
i spoke to amex again today.. they are not giving any new companion cards now.. only way to negotiate is to call just before or after fee is levied and ask for spend based reversal or points in lieu of fees..
 
Last edited:
  • Like
Reactions: AsB

sourpai

TF Ace
VIP Lounge
How do you get it?
2-3 years back there was aggressive offer going on for free MRCC companion card with Amex Platinum card. I had ignored it couple of times, but later on took it... I spend only 6K per month on this card for Paytm loads reaching 24K milestone now in next month. I understand that now there is no such offer, I guess lot of people took it hence Amex is lightning the screws
 
  • Like
Reactions: AsB
Top