When Can I Apply for Credit Limit Increase ❓

[Piyush_]

"I have been using the SBI Cashback Credit Card since March 2025, and the initial limit was ₹20,000. When should I apply for a credit limit increase so that the limit can be raised? Any help would be appreciated."

 

[Sree CC]

After 6 months.....
Before this, get your bank account linked to Anumati from your SBI Cards App.

 

[Piyush_]

After 6 months.....
Before this, get your bank account linked to Anumati from your SBI Cards App.

Can't understand about anumati....
I don't have any banking relation with SBI only have there card...

 

[panu24]

Can't understand about anumati....
I don't have any banking relation with SBI only have there card...

Try to search here already discussed about Anumati

Offer Fulfilled! Thread 'SBI Credit Card Limit Enhancement Offer – Check Yours via Anumati Route!'

Mar 5, 2025

This method works for any existing SBI card!

I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.



Key Tips:

• Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen...

• Anindya98
• anumati cards cashback credit card credit card limit credit card limit enhancement credit cards limit limit enhancement offer sbi sbi cashback sbi credit card
• Replies: 117
• Forum: SBI Cards

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[Sree CC]

Can't understand about anumati....
I don't have any banking relation with SBI only have there card...

You can link any bank a/c