DCB What's most effective way to spend money(without actually spending)

[akmittal]

I have DCB plastic and want to upgrade to Infinia. My salary criteria and limit is matching but 6 month spends are not.

I have bought max amount of Amazon shopping voucher and big basket and will reach close to 6 lacs. Is it effective if I add money to payzap wallet and back to bank account?

 

[drsel]

Exactly my point, and fighting with them his futile.

My point is don't even try to apply for millennia
it is not worth it, there are so many better cards.

 

[techt]

My point is don't even try to apply for millennia
it is not worth it, there are so many better cards.

Yes, that's what I mean and that is the reason I stopped worrying about hdfc cards a decade ago. But just giving a try to upgrade to millenia atleast.

 

[akmittal]

I just spend 1.5 Lac on investment plan to complete 7.5 lac. Things we do for Infinia 😅

 

[timva]

I just spend 1.5 Lac on investment plan to complete 7.5 lac. Things we do for Infinia 😅

Name of the investment plan?

 

[akmittal]

Name of the investment plan?

HDFC life sampoorn nivesh

 

[Trust Me]

just put 30 lacs in Axis fixed deposit and get the Magnus for Burgundy,

That's not necessarily enough, I am afraid! Even after meeting every other eligibility criterion by a good margin!

Remember that they need to make a huge profit out of each and every customer.
It is the most profitable bank in India.!

I'd really like to understand what great business sense it makes for such a bank to force even their well-heeled customers keep, for years, useless (and therefore, idle) cards with huge CLs, --- and thereby leaving them perennially dissatisfied and annoyed with the Bank!
.

 

[Zacobite]

HDFC life sampoorn nivesh

ULIP.. good going... ensure you run full. term..

 

[akmittal]

ULIP.. good going... ensure you run full. term..

I did a lump sum investment so highly likely will go full term. Anyway I was little too desperate for Infinia that I did even evaluation if investment is great.

 

[drsel]

I just spend 1.5 Lac on investment plan to complete 7.5 lac. Things we do for Infinia 😅

Do you mean if you put 1.5 lakh in ULIPs they will give you a paid Infinia plastic card?

 

[akmittal]

Do you mean if you put 1.5 lakh in ULIPs they will give you a paid Infinia plastic card?

Not really, one of the criteria for getting Infinia is to spend 7.5 lac in last 6 months. I had spent around 6 lacs. So to complete 7.5 lac, I bought ULIP using credit card.

This also does not guarantee that I will get Infinia. I merely took a chance.