What is the best credit card you have added to your card portfolio for 2022?

[TechnoFino]

Hey TF Community members,
I was thinking to ask you guys: What is the best credit card you have added to your card portfolio for 2022? What are the main differences between your January 2022 card portfolio and your December 31st, 2022 card portfolio?
Let's start this discussion with my story. But before that, I have an announcement for you guys.
The CreditPedia application is fully ready (first phase). It will be available on the Google Play Store and Apple App Store soon (within the next 2 or 3 days).
The second phase will be very interesting (It's under development), and I'm sure you guys will love the concept. I'll post some screenshots soon

Okay... back to the topic...
The best credit card I have added to my card portfolio in 2022 is the Axis Reserve credit card (Jan. 2022).
My credit card portfolio was -
1. American Express MRCC
2. American Express SmartEarn
3. Axis Bank Vistara Infinite
4. Axis Bank Magnus
5. Axis Bank ACE
6. BOB Eterna
7. Citibank Rewards
8. HDFC Bank Infinia Metal
9. HDFC Bank Millennia
10. ICICI Sapphiro
11 ICICI HPCL Coral
12 ICICI Amazon Pay
13. IDFC First Bank Select
14. Indusind Bank Legend
15. Indusind Bank Legend - 2nd
16. Kotak Privy League Signature
17. OneCard
18. RBL Shoprite
19. SBI BPCL
20. Standard Chartered Ultimate
21. Yes First Preferred

22. American Express Platinum Card (USA)
23. American Express Cash Magnet (USA)
24. American Express Everyday (USA)

On December 31, 2022:

1. Amex MRCC
2. Amex SmartEarn
3. Amex Gold Charge
4. AU Zenith
5. Axis Reserve
6. Axis Vistara Infinite
7. Axis Magnus
8. Axis Atlas
9. Axis ACE
10. BOB Eterna
11. BOB Premier
12. BOB IRCTC
13. BOB Easy
14. BOB Select
15. Citi Rewards
16. HDFC Infinia
17. HDFC Diners Privilege
18. HDFC Tata Neu Infinity
19. ICICI Emeralde
20. ICICI Sapphiro
21. ICICI Rubyx
22. ICICI HPCL Coral
23. ICICI Amazon Pay
24. ICICI MMT Signature
25. IDFC First Bank Select
26. Indusind Bank Signature Legend
27. Indusind Bank Pioneer Heritage Metal
28. IndusInd Bank Crest
29. IndusInd Bank EazyDiner
30. Kotak League Signature
31. OneCard By BOB
32. PNB Rupay Select
33. RBL Zomato Edition Black
34. SBI BPCL
35. SBI Vistara Prime
36. SBI Cashback
37. SC Ultimate
38. Yes First Private

39. Amex Business Platinum Charge Card (US)
40. Amex Platinum For Schwab (US)
41. Amex Marriott Bonvoy Business (US)
42. Amex Everyday (US)
43. Amex CashMagnet (US)
44. Citi Custom Cash (US)
45. Capital One Platinum (US)
46. Capital One SavorOne Rewards (US)

The card count was 24 on January 1, 2022, but it is now 46 on December 31, 2022. Added 22 credit cards this year! Hopefully I'll add more cards next year!
Cheers 🥂 🍻
Happy New Year 2023

Sumanta Mandal
TechnoFino

 

[V360]

@TechnoFino - Sumanta Da - you have already procured all Credit Cards in India. Nothing left for next year now

 

[amit]

The best credit card I have added to my card portfolio in 2022 is the Axis Magnus credit card (Sep. 2022).

Jan 2022:

1. HDFC Millennia
2. ICICI amazon apay

31st Dec 2022:

1. Amex MRCC
2. Amex Gold Charge
3. Axis Magnus
4. Axis Vistara Signature
5. Axis Atlas
6. BOB Premier
7. HDFC DCP
8. ICICI amazon apay
9. ICICI CSK
10. Axis Flipkart (got in Feb, Closed in Dec)

 

[Deleted member 5552]

New Cards in this year

1. Axis Bank Ace Credit Card
2. Axis Bank Flipkart Credit Card
3. Axis Bank Freecharge Plus Credit Card

Closed Cards in this year

1. HDFC Bank MoneyBack Credit Card
2. HDFC Bank Tata Neu Plus Credit Card

 

[fatehbajwa]

Itni lambi exercise karvaoge Dada!
Hobe na!🤦‍♂️

 

[ankitkawadiya]

Best cards added this year -
1. Axis Magnus
2. SC ultimate
3. AU Zenith
4. Axis Airtel

 

[Raman997]

This year added :
1. Axis Vistara Signature
2. Amex MRCC
3. PNB Rupay Select
4. Citi Rewards
5. RBL Play
6. SBI Cashback

 

[akshayhs]

What is the best credit card you have added to your card portfolio for 2022?

HDFC Millennia

What are the main differences between your January 2022 card portfolio and your December 31st, 2022 card portfolio?

January 2022: 0 cards
December 2022: 4 cards

Current card portfolio:

Card name	Status (Paid/LTF)
OneCard (Federal)	LTF
SBI SimplyClick	Paid. 499/y (assured to meet milestone and get it reversed)
Kotak League Platinum	LTF
HDFC Millennia	LTF

 

[AsB]

Jan 2022
================

1. ICICI Amazon Pay Card

December 2022
==============

1. Axis Myzone
2. Axis Ace (will close it soon)
3. HDFC Moneyback+
4. BOB Premier
5. ICICI HPCL Coral
6. Au Vetta
7. IDFC Millenia
8. SBI BPCL
9. RBL Zomato Edition
10. HSBC Platinum (the most recent one)

Planned Cards - 2023
====================

1. Kotak Card
2. Amex Card
3. Citi Bank

Best Card for me :-
============
AU Vetta ->as it is my first card (and only card currently), which gave me a Priority Pass

2nd Best Card
==============
HDFC MoneyBack+ -> as it is my first RuPay card

 

[Bhaskar]

Jan 2022 card-
1. ICICI platinum secured credit card.

December 2022 cards-
1. ICICI platinum unsecured
2. Amazon pay
3. Axis Myzone
4. Bob easy
5. Sbi IRCTC
6. Sbi cashback

Target for 2023
1. Flipkart axis Ltf
2. HDFC millenia ltf

 

[H2O]

1. HDFC Regalia Rupay
2. SBI Cashback
3. AXIS Myzone
4. AXIS Ace
5. One card unsecured

 

[taruncbe]

Jan 2022 Cards

1. HDFC Infinia
2. ICICI Rubyx MC & Amex LTF
3. SC Ultimate
4. Yes First Exclusive LTF
5. ICICI Amazon Pay

Dec 2022 Cards
1. HDFC Infinia Metal
2. ICICI Rubyx MC & Amex LTF
3. SC Ultimate
4. Yes First Exclusive LTF
5. ICICI Amazon Pay
6. IDFC First Wealth LTF
7. Axis Magnus
8. Axis Vistara Infinite (just approved)

Entry and exit in 2022 - Axis Myzone LTF

Target in 2023 - Axis Reserve (if it suits my spend pattern)

Cheers

 

[Collector_sahab]

Jan 2022 :
1. Apay ICICI

Dec 2022 :
1. APAY ICICI LTF
2. Kotak League LTF
3. HDFC MB+ LTF
4. BoB Easy LTF
5. AXIS MYZONE LTF
6. ICICI PLAT LTF

Planned for 2023:
1. IDFC (currently area un-serviceable)
2. OneCard Unsecured (currently area un-serviceable for unsecured)
3. LE for ICICI, BoB.
4. HDFC upgrade to Millenia (if LTF)
5. SBI (If launches LTF card 😆😂)

 

[Dude]

New Credit cards Added in 2022

* Axis magnus credit card

*Axis vistara infinite credit card (LTF)

* Rbl Zomato credit card

* IDFC select credit card (LTF)

* SBI cashback card

* Kotak PVR Platinum card

* ICICI MMT signature card (LTF)

* ONECARD (LTF) ...........

 

[anirbanm]

2021:

Canara (Secured)

2022:
Kotak
Canara
BoB
Axis
HDFC
PNB
IDFC
ICICI
AmEx

 

[Srinath_CCLearner]

Jan 22
Already had Infinia ,
Sep 22 - AXIS MAGNUS 🔥
Nov 22 - One Card
Dec 22 - Amex MRCC (my first AMEX )

 

[SoN!c]

Amex Platinum and Axis Magnus

 

[Walter White]

Jan 2022:
Diners Clubmiles
ICICI Coral Amex (LTF)
OneCard (LTF)

Dec 2022:
Diners Black (LTF)-Upgraded from Diners Clubmiles
ICICI Sapphiro (LTF)-Upgraded from Coral
OneCard (LTF)
Axis Vistara Signature
Axis MyZone (LTF)
Amex Platinum Travel (FYF)

 

[msg2dp]

New Credit cards Added in 2022

* Axis magnus credit card

*Axis vistara infinite credit card (LTF)

* Rbl Zomato credit card

* IDFC select credit card (LTF)

* SBI cashback card

* Kotak PVR Platinum card

* ICICI MMT signature card (LTF)

* ONECARD (LTF) ...........

How did u get the axis vistara card as LTF

 

[bugmenot]

What is the best credit card you have added to your card portfolio for 2022?

Cashback ka king 👑 - SBI Cashback

What are the main differences between your January 2022 card portfolio and your December 31st, 2022 card portfolio?

Jan 2022
ICICI Bank Platinum
ICICI Bank Amazon Pay
HDFC Bank Regalia First

Dec 2022
Axis Bank Flipkart
Axis Bank IndianOil
HDFC Bank Millennia
SBI Cashback
ICICI Bank Rubyx