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Want MoneybBack+ CC

I have a basic account with HDFC. according to my need I can afford MB+ with fees. Are there any tips to upgrade my CC. Also I don't have ITR.
 
Freedom gives 1.5% rewards on swiggy, OYO etc.
Which I don't use much.
Where as MB+ gives 3.33% + milestones. On Amazon, flipkart etc.
 
Jo bola wo karo, warna ghoomte raho 🤣
Homer Simpson Spinning GIF
 
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