Using Credit Cards for UPI Payments and Bank A/C Transfers

[darshan]

Apart from GooglePay, are there any other payment apps/wallets that allow you to make UPI payments and Bank A/C transfers using CC at no/low fee? Also, are such transactions eligible to earn reward points?

 

[LUKA]

Apart from GooglePay, are there any other payment apps/wallets that allow you to make UPI payments and Bank A/C transfers using CC at no/low fee? Also, are such transactions eligible to earn reward points?

Why cannot you use Rentpay options? PayTM CRED, FreeCharge Rentpays etc ?

 

[jatinkrmalik]

Why cannot you use Rentpay options? PayTM CRED, FreeCharge Rentpays etc ?

Cred sometimes ask for proof of rent, ex: Rental agreement and owner's details - PAN card.

Might not be possible always.

 

[Achal]

Wait, how can you use credit cards for UPI payments using GPay??
Are you talking about Tap & Pay in Gpay?
I don't think its possible to transfer from CC to bank ac using GPay. Please tell me if there is a way?

 

[LUKA]

Cred sometimes ask for proof of rent, ex: Rental agreement and owner's details - PAN card.

Might not be possible always.

Why not others ? PayTM, No broker etc. Do small small amounts. It won't ask aggreement

 

[TechnoFino]

Apart from GooglePay, are there any other payment apps/wallets that allow you to make UPI payments and Bank A/C transfers using CC at no/low fee? Also, are such transactions eligible to earn reward points?

You can use payzapp to transfer money from cc to bank at around 2% fees

 

[darshan]

Wait, how can you use credit cards for UPI payments using GPay??
Are you talking about Tap & Pay in Gpay?
I don't think its possible to transfer from CC to bank ac using GPay. Please tell me if there is a way?

You can dd both debit and credit cards on GPay, provided you are using the app on an Android device
Link: https://support.google.com/pay/india/answer/9673903?hl=en

Also, currently GPay doesn't allow CC to Bank A/C transfer.

 

[Achal]

You can dd both debit and credit cards on GPay, provided you are using the app on an Android device
Link: https://support.google.com/pay/india/answer/9673903?hl=en

Also, currently GPay doesn't allow CC to Bank A/C transfer.

So basically I can scan a UPI QR code at a merchant and pay using credit card?
If yes, is the same possible while transferring to a normal person?

 

[adjjoshi]

SBI Cards app allows to pay BharatPe merchant QR codes

 

[chaitanya]

You can dd both debit and credit cards on GPay, provided you are using the app on an Android device
Link: https://support.google.com/pay/india/answer/9673903?hl=en

Also, currently GPay doesn't allow CC to Bank A/C transfer.

any idea if we will get the reward point also based on the spend type ?
for example , if we hold a fuel card so if scan and pay using googlepay will we get the accelerated reward points?

 

[shubhamaggarwal]

So basically I can scan a UPI QR code at a merchant and pay using credit card?
If yes, is the same possible while transferring to a normal person?

Yes, you can make payment this way. But, as per I know, it's applicable only on BharatQR and mVisa QR codes and kotak gives you this option.

 

[asen]

Payment to UPI qr using a credit card not possible as of now.

 

[ichiranjeeb]

SBI Cards app allows to pay BharatPe merchant QR codes

I don't think it is BharatPe. It must be BharatQR.

 

[shubhamaggarwal]

Yes, you can make payment this way. But, as per I know, it's applicable only on BharatPay QR and mVisa QR codes.

I don't think it is BharatPe. It must be BharatQR.

yes, making scan and pay payment is available on BharatQR and mVisaQR codes.

 

[Achal]

Yes, you can make payment this way. But, as per I know, it's applicable only on BharatQR and mVisa QR codes and kotak gives you this option.

Can you tell me which all apps can be used to pay using credit card on BharatQR and mVisaQR codes?

 

[shubhamaggarwal]

Can you tell me which all apps can be used to pay using credit card on BharatQR and mVisaQR codes?

I know about Kotak only!

 

[ichiranjeeb]

Can you tell me which all apps can be used to pay using credit card on BharatQR and mVisaQR codes?

I know SBI Card and Google Pay support Bharat QR.

 

[vysakh]

PayZapp also works with BharatQR