Urgent: Overlimit purchase, time running out.

[snake]

I want to make a purchase of 1.2L with my cc, my available limit on Axis card is 64k out of 65k and 70k out of 92k on SBI, kindly suggest me should I opt overlimit with SBI card or just make advance payment of 60k in Axis card and then place order on Flipkart.
Kindly respond all the members.

 

[telescope]

Make advance payment. Over limit charges are high.

 

[snake]

Brother, I contacted axis support, they said more than 65k transaction will not be allowed

 

[neo.puneet]

Kindly respond all the members.

why should all the members should respond? - jk

axis won't allow you to make a payment above the credit limit allowed even though you prepay. not sure about SBI

 

[Sourabh_13]

Do not go for OL. Make the advance payment if that's allowed with Axis/SBI.

 

[snake]

why should all the members should respond? - jk

axis won't allow you to make a payment above the credit limit allowed even though you prepay. not sure about SBI

More opinions might clear the confusion.

 

[neo.puneet]

I want to make a purchase of 1.2L with my cc

what is it that you want to purchase? if you are comfortable in sharing

 

[snake]

why should all the members should respond? - jk

axis won't allow you to make a payment above the credit limit allowed even though you prepay. not sure about SBI

Yes that's what their agent said

 

[telescope]

I am not sure about advance payment for axis, but sbi works.

 

[snake]

I am not sure about advance payment for axis, but sbi works.

Thank you mate.

 

[neo.puneet]

if sbi works, then go ahead with the sbi prepayment route, that would be best, or else, you can purchase 50k flipkart vouchers from axis and pay the remaining 71k from sbi

 

[snake]

Purchasing voucher also sounda good, but will the vouchers and cc payment clubbed attract this discount?

 

[Aniket]

I am not sure about advance payment for axis, but sbi works.

@telescope Do you know if it works in another banks also?

 

[sidpsidp is verified member.]

Brother, I contacted axis support, they said more than 65k transaction will not be allowed

Yeah that's what i thought. Many users have reported this.

 

[Aniket]

Purchasing voucher also sounda good, but will the vouchers and cc payment clubbed attract this discount?

As per MOV, it seems, YES. But not sure though.

Go through its T&Cs.

 

[sidpsidp is verified member.]

Purchasing voucher also sounda good, but will the vouchers and cc payment clubbed attract this discount?

Who is giving discount? Dealer or site?
If site then most likely wont work. Check tnc. most offers like this asks for full swipe.

 

[telescope]

@telescope Do you know if it works in another banks also?

icici = sure

 

[RTR01]

Purchasing voucher also sounda good, but will the vouchers and cc payment clubbed attract this discount?

Min order value for discount is 5k so buying vochures should work.

 

[VasukiVasuki is verified member.]

I want to make a purchase of 1.2L with my cc, my available limit on Axis card is 64k out of 65k and 70k out of 92k on SBI, kindly suggest me should I opt overlimit with SBI card or just make advance payment of 60k in Axis card and then place order on Flipkart.
Kindly respond all the members.

10-25 % Max it goes over limit..
Charges are high as already said but if u make payment within the day of over limit used there won't be much charges .maybe nil.

 

[neo.puneet]

Purchasing voucher also sounda good, but will the vouchers and cc payment clubbed attract this discount?

it should work as per the terms and conditions mentioned (25k minimum order value)