Upto 💯 ₹💰 ✅ Payment with UPI

[hender]

Any suggestions for any App/ Bank Account/ CC or Wallet or Fintech - for small size UPI payment to merchant specifically for payment upto 100 ₹ , few are in nature of less than 50 Only..
50-60% upto 50 ₹
Upto 40% upto 100₹
5-10% Above 100 ₹

 

[tachniki]

I don't understand. Can we not make small payments using any app?

I use amazon pay mostly using amazon pay wallet. Recently, also started using super money.

 

[hender]

I don't understand. Can we not make small payments using any app?

I use amazon pay mostly using amazon pay wallet. Recently, also started using super money.

We Can.
Query is specific to small ticket only, if using any app, wallet, CC, Bank A/C or Fintech having any advantages !!

We have MANY who offer benefits for 100+ Payment via them.

 

[cardio_guycardio_guy is verified member.]

View attachment 103314

I think he is asking if there are any apps or cards that gives cashback for smaller payments using UPI - like If I pay 4 rs, will I get some cashback?

Does supermoney pro gives 3% cashback for all payments. -- If I make a payment of Rs 4, will I get 3% cashback == 0.12 using this card?

 

[komal]

I think he is asking if there are any apps or cards that gives cashback for smaller payments using UPI - like If I pay 4 rs, will I get some cashback?

Does supermoney pro gives 3% cashback for all payments. -- If I make a payment of Rs 4, will I get 3% cashback == 0.12 using this card?

Ok got it .

Then amazon pay and supermoney that to very less 1-2 rs only we get .. not worth it .

Supermoney pro 3% cashback is eligible for spends above rs 100.

 

[hender]

I think he is asking if there are any apps or cards that gives cashback for smaller payments using UPI - like If I pay 4 rs, will I get some cashback?

Does supermoney pro gives 3% cashback for all payments. -- If I make a payment of Rs 4, will I get 3% cashback == 0.12 using this card?

Yes, 👍 it's like...
35, 37, 42, 63, 79, 19, 30, 33, 47, 42, 27,84 so on....but mostly in nature of less than 100 specific to day to day merchant payment via QR Scan

 

[tachniki]

Amazon pay gives. One will need to collect reward though before making payment. Usually it will be 2 rs. But then rs 2 cb for rs 20 is 10%. 😁



Super money gives upto 5% if you have super benefits enabled. But applicable only for merchant payments. Percentage varies randomly. And you might get cashbacks in chillar. I have got cb for as low as rs 30.

 

[SSV]

Does supermoney pro gives 3% cashback for all payments. -- If I make a payment of Rs 4, will I get 3% cashback == 0.12 using this card?

No.. it rewards only for >=100

 

[hender]

Amazon pay gives. One will need to collect reward though before making payment. Usually it will be 2 rs. But then rs 2 cb for rs 20 is 10%. 😁

View attachment 103317

Super money gives upto 5% if you have super benefits enabled. But applicable only for merchant payments. Percentage varies randomly. And you might get cashbacks in chillar. I have got cb for as low as rs 30.

View attachment 103318

APay rewards are not meant for 1-2 transaction ONLY !!

 

[panchabhut]

use pop upi. transfer to others or self acct to earn coins. then burn 10 coins/txn to get Re.1 cashback, min txn value 20 reqd.

 

[Lordkk]

The best way to get cashback in this case is to register for every new app that releases and use them untill they provide cashback.

 

[Jatayu]

I use Navi & Supermoney. Both gives cb randomly. Also try Mobikwik Pocket Upi, it gave me 50+25 cb few days ago for 2 txns.

 

[cardio_guycardio_guy is verified member.]

I use Tata neu infinity on tata neu app. The rewards are 1.5% but minimum spend is somewhat above 70 rs only.

Recently, I have linked this same card to paytm and twid apps. Both these apps are seemingly fun. Not not better rewarding though.

I've added this card to Amazon pay UPI also. Just to test that Rewards Gold thing.

 

[sunit123]

ICICI coral gives reward for payments between Rs 50 and Rs 100..Use it on any app

 

[tachniki]

use Tata neu infinity on tata neu app. The rewards are 1.5% but minimum spend is somewhat above 70 rs only.

Since Neu divided upi reward in two part, we get app reward (1%) above rs 50. And statement reward (0.5%) above rs 100. Have you noticed differently?

 

[cardio_guycardio_guy is verified member.]

Since Neu divided upi reward in two part, we get app reward (1%) above rs 50. And statement reward (0.5%) above rs 100. Have you noticed differently?

Yes. What you told is correct. I haven't tracked it very minutely but somewhat true. I get app notification of 1 rs cashback when I do transaction of rs 60 or more. At the same time, statement credit i haven't calculated to that extend. I think @2025 had done some calculation on this.

 

[2025]

Since Neu divided upi reward in two part, we get app reward (1%) above rs 50. And statement reward (0.5%) above rs 100. Have you noticed differently?

Yes. What you told is correct. I haven't tracked it very minutely but somewhat true. I get app notification of 1 rs cashback when I do transaction of rs 60 or more. At the same time, statement credit i haven't calculated to that extend. I think @2025 had done some calculation on this.

Here it is... (for tata Neu)

2

Post in thread 'Suggest Rupay credit card'

May 19, 2025

Earlier its 35rs when they provide whole 1.5% in hdfc statemetn, later when they moved to tataneu I stopped using due to app problems, but occasional usage with 1% credit, as follows..

as mentioned neucard is one of the rarest that do 'roundup' ..

- still one of the worst reward system by splitting 0.5% + 1% and this 1% is transaction date + 1 month instead of cumulative at month end like 0.5%.. poor design IMO...

anyway,

tataneu app (1%) // HDFC statement as usual 0.5%

150 -- 2 NC
120 -- 1 NC
730 -- 7 NC
79 -- 1 NC
197 -- 2 NC

Using Neu App cashback credit in statement...

• 2025

• 
• 

And

2

Post in thread 'Suggest Rupay credit card'

May 20, 2025

no, this is for other cards not tataneu.. its roundup.. check once again..

He was referring that to statement credit part (0.5%) only. I have summarised it together based on the given input by you guys here: https://www.technofino.in/community/threads/suggest-rupay-credit-card.39715/post-1021586

In brief,
About 25% time returns are below 1.5%, like between 0-66(?), 134-149, 201-249, 401-449, 601-649, 801-849, and so on. (Start with values divisible by 200 till immediate next value divisible by 50)
Rest of the time (theoretically ~75% occasions) returns are above 1.5%...

• 2025

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