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UPI will work slightly differently from August 1: Here’s what’s changing

Thread 🧵 is available, but as of now Limit are TOO thin, moreover it Initially show Pending sometime...if we use to pay via Circle
Not personal, allowing same usage of ‘Rupay on UPI Circle’ like Rupay on UPI, only merchant payments. It would be like ADD ON CARD but only for UPI CIRCLE. Then someone who doesn’t have Rupay card can simply use other persons rupay card with the help of UPI CIRCLE PLATFORM.
Can either of you make a detailed post on how to use UPI Circle? with example like BHIM app.
 
simply put upi circle works like addon credit card. two users sharing same cl on cc. there could be some thesis by rupay guy here somewhere.

but upi circle over cc is not yet up.
UPI Circle option is there in BHIM app. I never utilised it. A better sentence would be I never understood it.
 
I have been using UPI circle through BHIM for my mother. The process is easy, just add a member to your circle, lay down the limit and the member is ready to transact on BHIM app. Primary UPI holder gets all transaction alerts BHIM app. Payment failures though less are there at times.
 
I thought it had something to do with inward default upi id for all apps, phonepe was continuously showing this popup to set phonepe as default
I would prefer if my mobile number is linked to paytm upi id, every payment done by mobile number should be credited to linked upi id even if both receiver and sender are users of app which sender is using
 
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