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Unknown Credit enquiry in CIBIL

Manoj Pant

TF Premier
Today I done KYC in Binance app..after 2-3 hrs I got Atlas enquiry alert. But Binance has no relation with credit facility. After Google search I noticed that ATLAS is foreign Credit card provider with negative Twitter feedbacks. Tomorrow this enquiry will reflect under CIBIL enquiry section after that I will try to raise dispute regarding this credit scam. Guys please keep updating regarding this issue.
 

Das.N

TF Ace
I thought I was alone. A fake enquiry also came in my account in the name of IDM credit card. Don't have any idea how did they got my pan card and made a enquiry without my consent. I will raise dispute and if not resolved will also complain in RBI. Is this some kind of new scam?
 

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Das.N

TF Ace
I never gave pan card number in mobikwik. But there might be a data leak from somewhere.But can any nbfc make a hard enquiry without our consent? If we all complain with proper proofs in RBI, That nbfc may be hardly punished.

And CIBIL is pretty careless removing those fake enquiries. Sometimes they close the dispute without any proper solution.But this time I won't let this matter go. I will fight until this fake enquiries be removed from my CIBIL.
 

vaibhav111

TF Legend
TF Family
VIP Lounge
Sr Moderator
Damn this is not good, I did had cibil inquiry by hdfc for cc on 4th sept 2023. that I haven't applied or check for any website or did any kyc and now reading so many comment. This is scary how come without otp cibil inquiry are showing up. Have emailed hdfc but they're coming up with their own bs. imagine trying to find some nbfc who cs might not even exist.
 
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