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Unable to find UPI option while paying income tax

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Today I was trying to file ITR. When I went to tax payment via SBI gateway, there are only 3 options as shown. So how do I use UPI via my HDFC Rupay CC (amount about 1.5 lac) without any charges?

Screenshot 2025-07-28 085524.webp Screenshot 2025-07-28 085551.webp
+ @Abhishek012 @TechnoFi
 
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You can use as CC, with paying Txn Charges
But charges will be more than benefits no? Want to save more, not spend more. I have Apay ICICI, HDFC Diners black, AU Zenith, HDFC Rupay CCs.
Option to pay via UPI via RUpay CC is removed for this FY is it?
 
I'm also fine with paying through debit card if it can fetch some reward points.
I have
1. IDFC wealth, first tap rupay
2. SBI VDC rupay
3. Indusind Select Visa signature
4. HDFC Millenia
5. HDFc Platinum
6. Federal Bank Crown Visa

Does any of these fetch any rewards for income tax payment?
 
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