Redemption charge is different from redemption rate. One relates to cost of conversion and the other relates to conversion ratio and the points that can be converted. Indusind has reduced redemption rate and ALSO introduced redemption charge.
Twid is integrated with Swiggy now.
Ordered on Swiggy Instamart and I could redeem twid stars during payment and also earn stars after payment which can be used elsewhere next time. Extra savings is nice.
Twid is getting better each day.