UPDATE
Thanks everyone for all the sugestions and inputs. I finalized at 1,21,000/- on road price from another showroom.
Disc 125 CC. He gave the following accessories - full tank petrol, 2 helmets, ladies handle, front and back scratch gurad bars.
They agreed to waive off MDR (It was 1.5% and they agreed to waive off completely).
Swiped Atlas (Tested Rs 100 first using the same card, called and confirmed MCC with customer care that I will get 2EM/100). It is 5521, not excluded.
Total EM earned will be 2420.