The Biggest Loophole of 2025 (So Far): When a Major Banks IT System Failed

[sahilg0804]

Why don't we get to see first-hand information on similar loopholes or issues 😢
We always get boring threads i.e. Axis cancelled my card

mujhe bhi ek loophole pta tha, bbps ka pr maine kissi ko btaya nhi 🥲, abb voh work nhi krta

 

[Anshit]

I want to understand if there is a 'standard' for BBPS payments? When I make payment for my Axis credit card, the payment is settled, I receive email and text confirmation, Credit limit and App is updated all within less than five seconds, while any other Card's Payment takes 3-5 'working' days! to update, why this different process if they all are using the same platform!?

 

[Strange]

I receive email

I have never received any payment confirmation over email. Can you share the screenshot?

 

[Anshit]

I have never received any payment confirmation over email. Can you share the screenshot?

You are right, I was referring to the transaction email as payment using an Axis Bank Account

 

[galamonic]

My view

This Debit card seems to be a actual product feature to be exploited by some politicians or businessmen or internal PSU bank employees, temporarily funding GAP.

This debit card game unfortunately came in hands of TF user (normal tax payer citizens) and they rightly escalated it and they they had to close the temporarily funding arrangement.

I’m sure this or something similar bug will going on somewhere in less know PSU debit cards.

There are many of instances in small cooperative banks misuse of public money and eventually going bankrupt or being merged. Just this time its larger bank with deep pockets.