Tata Neu launches BNPL

[xfactcc]

With credit limit upto ₹25,000. 🙊

Refer to the screenshot for details.

 

[iNokia]

Me when a respectable company launches bnpl.

 

[D₹V]

With credit limit upto ₹25,000. 🙊

Refer to the screenshot for details.

It's not a news... Tata pay later is from so long time.

Thread should be deleted.

 

[xfactcc]

Yet there is no discussion I can find on TF 😮‍💨, if you know please provide link.

For .e.g., I want to know will they do hard CIBIL enquiry for the same if I apply?

Is it worth it?

 

[Vasuki]

Yet there is no discussion I can find on TF 😮‍💨, if you know please provide link.

For .e.g., I want to know will they do hard CIBIL enquiry for the same if I apply?

Is it worth it?

If u have tata neu card why??

Limit is 25k max ? Can't even buy one good electronic item

 

[D₹V]

Is it worth it?

It's not!

Any application hits CIBIL.

 

[techt]

Stay away from BNPL s .

 

[xfactcc]

If u have tata neu card why??

Limit is 25k max ? Can't even buy one good electronic item

+5% Pay Later reward it advertises, which is ideally as per with Infinity. I have Plus.

 

[Vasuki]

+5% Pay Later reward it advertises, which is ideally as per with Infinity. I have Plus.

Unless for groceries from Tata app ..
Its not worth. It .
Else everything is there accordingly to your need

 

[D₹V]

+5% Pay Later reward it advertises, which is ideally as per with Infinity. I have Plus.

FYI: That is NeuPass benefits, not the pay later benefits.

 

[xfactcc]

FYI: That is NeuPass benefits, not the pay later benefits.

If see the original screenshot, it says '*5% Neupass + 5% Tata pay later', that's why I am wondering.

 

[financewizard]

All BNPL are crap when compared to Credit cards. Technically BNPL is aimed for people who can't get a credit card. Hence those people are most likely to convert the purchase into EMI and pay out lot more as intrest.
Stay away, it's unnecessary burden on Credit score.

 

[Vasuki]

If see the original screenshot, it says '*5% Neupass + 5% Tata pay later', that's why I am wondering.

As said earlier if u have lot of spend on grocery via tata neu app its great .

Even if u have medicine spends ..
But no if those aren't your thing

 

[techt]

No matter how lucrative offers look. Don't go for BNPL s. They are Buy Now Pain Later.

 

[D₹V]

If see the original screenshot, it says '*5% Neupass + 5% Tata pay later', that's why I am wondering.

Instead of wondering... Research about * in TnCs.

 

[xfactcc]

Instead of wondering... Research about * in TnCs.

A good thought