Tata Neu Infinity : Tips for FYF to LTF Conversion

[jyothisthaliath]

Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following:

• Any first-time usage or welcome offers (like spend-based points/vouchers) which I can claim with newly issued HDFC TNI card? I know it is FYF, so usual freebies won't be given. But is there anything I need to take care within first 30 days, something like a spend based reward for new cards
• Has anyone managed to convert FYF card to LTF just by email or customer care? What worked for you—did referencing ongoing LTF offers or your overall relationship with the bank make a difference?
• Is there any benefit in delaying the activation of a newly issued card? Have you received any retention or LTF offer from HDFC to complete the activation?

Would really appreciate any insights into these areas and any tips on maximizing value out of this Tata Neu Infinity card. Thanks in Advance!

 

[jyothisthaliath]

Happy to report that I got it converted to LTF 😊 I emailed them mentioning details of my ongoing relationship with the Bank (SB account, other credit cards, credit limit). At first instance, they declined. So I escalated to the next higher level. That was accepted.

Now can someone please share the tips and tricks to maximize the value out of this card 🙏🏻 I'm not going to use it for UPI coz the app is so bad.

 

[vine]

Happy to report that I got it converted to LTF 😊 I emailed them mentioning details of my ongoing relationship with the Bank (SB account, other credit cards, credit limit). At first instance, they declined. So I escalated to the next higher level. That was accepted.

Now can someone please share the tips and tricks to maximize the value out of this card 🙏🏻 I'm not going to use it for UPI coz the app is so bad.

Escalated? how? in email?