**Tata Neu HDFC Card LTF**

[amit90]

Recently I got sms from Tata Neu that I have been shortlisted for their ltf credit card, when I click on link given in sms, I am directed to enter my PAN no.. But problem is that in Tata Neu app, it is not showing ltf. Joining Fee and Annual Fee are mentioned in both variant cards.

What should I do now?

 

[Gautham]

Recently I got sms from Tata Neu that I have been shortlisted for their ltf credit card, when I click on link given in sms, I am directed to enter my PAN no.. But problem is that in Tata Neu app, it is not showing ltf. Joining Fee and Annual Fee are mentioned in both variant cards.

What should I do now?

guess it got triggered by mistake to many people. I got it too but app shows FYF only. So dont apply with this message.

 

[hariselio]

even i got this message today.. in the app, very clearly said life time free and both fees are striked out.

 

[SunnyM]

I got the same message on 17th and after 4 hours it showed ltf in my Tata neu app. Apply only when it shows ltf on app also.

 

[romilq]

After you get the sms it will take some time to show ltf in app. So wait for it. I got sms around 12pm and it showed ltf in app in evening around 7 pm. It will show both variants as ltf but on the final screen it will show for which card you’re eligible depending on your existing hdfc card if you have.

 

[amit90]

Thank you everyone for response.. Now Joining & Annual Fee is showing LTF.

My cibil is 776. I don't have any HDFC card. Currently I am holding 4 credit cards and have good credit history from last 3 years. What are approval chances?

 

[romilq]

Thank you everyone for response.. Now Joining & Annual Fee is showing LTF.

My cibil is 776. I don't have any HDFC card. Currently I am holding 4 credit cards and have good credit history from last 3 years. What are approval chances?

No idea about this. If you had HDFC card already then 99% chances of approval with shared limit.

 

[arn]

didnt received any tata sms.
still app shows FYF only.

@those who got LTF sms , were you actively using Tata neu app for purchasing ? did you checked your credit score via tata neu app ?
or anything else which is triggering the criteria for LTF ?

 

[kochiro]

I have Moneyback+ with 50k limit they rejected my infinity application, better go for plus if your existing limit is low.

 

[romilq]

didnt received any tata sms.
still app shows FYF only.

@those who got LTF sms , were you actively using Tata neu app for purchasing ? did you checked your credit score via tata neu app ?
or anything else which is triggering the criteria for LTF ?

Just check credit score from the app and wait 3-4 months for LTF offer. Everyone got like that only. Didn’t purchase anything from Neu app.

 

[amit90]

didnt received any tata sms.
still app shows FYF only.

@those who got LTF sms , were you actively using Tata neu app for purchasing ? did you checked your credit score via tata neu app ?
or anything else which is triggering the criteria for LTF ?

I used app for recharge and bill payment when no offer was available in other apps.

 

[anotheruser]

same here, getting ltf with shared limit of existing hdfc card

 

[deepakshrm898]

Even though after receiving the message if app doesn't show LTF, go on applying...on final page you will see the LTF offer

 

[arn]

Even though after receiving the message if app doesn't show LTF, go on applying...on final page you will see the LTF offer

but to reach final page you need to take a Cibil hit !

 

[hakunamatata]

Do we get LTF offer after getting to final page?

 

[Dexter]

I would suggest staying away from this card if you already have an HDFC card. The reward system of Tata Neu is very poor. They are not providing coins at the statement cycle. Also, there is no track of this. If you are getting LTF then it's okay, otherwise not worth it.

 

[deepakshrm898]

but to reach final page you need to take a Cibil hit !

Yes! But you will see the offer as given in message