Swiggy HDFC LTF (2024)

[anonymuos]

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭




And ultimately it will be devalued due to too many LTF issued cards

 

[BhaiyaJi]

Do i have to use the card in the registered swiggy account for 10% cashback or can be added to any swiggy account?

I didn;t find any such TNC or condition, so any swiggy account should be fine

 

[irohitpragya]

all the users who are getting swiggy card as LTF, can you confirm about spending pattern whether you were a regular user of Swiggy or a rare user? also, this offer comes on the same mobile number in the hdfc account or hdfc credit card.

I have also hdfc account and two cards (i.e millennia and tata Infinity) but getting only paid swiggy card offer.

 

[RajS]

I order one or twice in swiggy and same number registered in HDFC.

My wife has similar pattern and number registered in HDFC but she didn't receive LTF offer

 

[BhaiyaJi]

all the users who are getting swiggy card as LTF, can you confirm about spending pattern whether you were a regular user of Swiggy or a rare user? also, this offer comes on the same mobile number in the hdfc account or hdfc credit card.

I have also hdfc account and two cards (i.e millennia and tata Infinity) but getting only paid swiggy card offer.

LTF offer is mostly location, pincode dependent like Tier 1 cities.

 

[RDx08]

Got the ltf offer. I'm a regular swiggy user. Entire process took 3 days, they did physical address verification as well. But credit limit is only 15k. Don't have any previous relationship with hdfc. Don't understand the reason behind the low credit limit. My other credit cards have limit >1lac.

 

[runzone]

Out of nowhere address verification hua aaj

Aaj hi card approved bhi ho gaya

 

[knight]

Is there any thread where HDFC Swiggy Card 5% eligible merchants have been discussed or consolidated?

I have Millennia LTF and was thinking considering Swiggy card LTF instead of a paid SBI Cashback. However because of limited MCCs, I'm a bit confused if it is actually worth it.
I tried to search but couldn't find any detailed thread.
Mostly I'm looking for 5% eligible merchants and possibility to purchase Apay GV, or any other tricks.


If there's any such thread here or on any other site, a link would be appreciated.

 

[anonymuos]

all the users who are getting swiggy card as LTF, can you confirm about spending pattern whether you were a regular user of Swiggy or a rare user? also, this offer comes on the same mobile number in the hdfc account or hdfc credit card.

I have also hdfc account and two cards (i.e millennia and tata Infinity) but getting only paid swiggy card offer.

I had only Neu Infinity LTF before getting Swiggy LTF in app. But have Preferred banking and maintaining good balance. Had Business MoneyBack LTF but closed. Millennia denied for stupid address issue multiple times. (🤬🖕🏼HDFC). Relatively new user of Swiggy (started ordering regularly this year only but got Swiggy One/One Lite many times via freebies, then purchased once for throwaway price). Ordering occasionally on Swiggy. Yes offer showed up for me on same number as bank-registered number. Spends on Neu Card are good.

 

[gobsy]

Applied as it showed ltf offer in swiggy app. Existing HDFC classic customer with no HDFC credit Card. 780 cibil. Monthly income 3 times than the eligibility criteria for this card. No cc enquiry since past 3 months. Still got rejected within 2 days of applying.

Got cibil hit also. Complete waste of time.

 

[iamabhisekagar]

Is there any thread where HDFC Swiggy Card 5% eligible merchants have been discussed or consolidated?

I have Millennia LTF and was thinking considering Swiggy card LTF instead of a paid SBI Cashback. However because of limited MCCs, I'm a bit confused if it is actually worth it.
I tried to search but couldn't find any detailed thread.
Mostly I'm looking for 5% eligible merchants and possibility to purchase Apay GV, or any other tricks.


If there's any such thread here or on any other site, a link would be appreciated.

Try getting LTF On Card 2 Card basis via third party agents

 

[Cc_creditguy]

Guyz do they give ltf for coperate tie up?

 

[Harry1]

Offline kyc completed. Application status in swiggy app changed back from Rejected to Under Review 🤩.

They initiated home verification now. I wasn't at home at that time. Status back to rejected again.

 

[jk51]

Don't know yaar, maybe some user-based complimentary offer. I will update what happens when it expires this time.
(I have also seen there is something called Swiggy one Lite - 10 delivery and 10 instamart free). That is cheaper than full-fledged Swiggy one.
Any idea how to buy Swiggy One Lite alone?

Available on Amazon, Gyftr, Hubble, etc

 

[roygarg]

Is Swiggy HDFC being offered LTF through Cashkaro?

 

[Strange]

Is Swiggy HDFC being offered LTF through Cashkaro?

If you already have an HDFC Bank credit card, then your application might get rejected or put on hold if you apply directly from the HDFC Bank website. Better apply from Swiggy app.

 

[sjmajumder]

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭


And ultimately it will be devalued due to too many LTF issued cards

Good to know. Hope the offer stays. I'll cancel my paid one in the 11th month and check for LTF offer

 

[sjmajumder]

Wow!! This is a pleasant surprise. This details is shown for my existing card.

I just checked all statements, they haven't charged joining fees. When I took the card it showed 500 joining and 500 annual fees. This is really a pleasant surprise. First time experience when I took a paid card and was auto converted to LTF without any request from my side.

 

[Tarun239]

Wow!! This is a pleasant surprise. This details is shown for my existing card.

Did u apply swiggy card as lifetime free card??

 

[sjmajumder]

Did u apply swiggy card as lifetime free card??

No. It was clearly shown as 500 joining and 500 annual. I was a bit surprised when joining fee didn't appear in 1st statement. Didn't check after that till today. Now checked all 3 statements generated so far. No joining fee anywhere.

 

[Tarun239]

No. It was clearly shown as 500 joining and 500 annual. I was a bit surprised when joining fee didn't appear in 1st statement. Didn't check after that till today. Now checked all 3 statements generated so far. No joining fee anywhere.

Lot of congratulations, mine is still showing paid, I was charged joining fee after 4 th statement.