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superCard pro RuPay partnered with Axis bank LTF

1. This card is giving 3% cashback even if the amount is below ₹100.
It all works well for a while until axis asks for the 20 rs pani puri bill and forfeits all the cashback.
teaser telugu GIF
 
Does anybody else find it strange that supermoney app requires mandatory access to contacts during installation?
Correct me if I am wrong but I think apps like Paytm & PhonePe don't require mandatory access to contacts.
 
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