Suggestion needed for credit card closure.

[Subhajeet]

Am planning to close my rbl super card from bajaj finserv and rbl bank will it be a wise decision am having limit of 2.5 lakh on the card.

 

[CARDBITRAGE]

1. What are the charges on your card?
2. What is your current credit utilisation?
3. What is the age of your RBL CC?

 

[Subhajeet]

1. What are the charges on your card?
2. What is your current credit utilisation?
3. What is the age of your RBL CC?

1000 and gst, no usage, 3 years

 

[CARDBITRAGE]

My suggestion is if you are not comfortable paying your annual charges, you could downgrade your CC to a basic card. If this card contributes a significant portion to your total credit limit(across all cards), you can retain your account.

 

[AsB]

Am planning to close my rbl super card from bajaj finserv and rbl bank will it be a wise decision am having limit of 2.5 lakh on the card.

Consider asking the bank for a downgrade to a LtF card. If they deny, proceed with closure. A card with 1k + gst is completely useless, when it does not have good offers

 

[kaju]

Consider asking the bank for a downgrade to a LtF card. If they deny, proceed with closure. A card with 1k + gst is completely useless, when it does not have good offers

will this case work in Axis Bank Card from IOCL to ACE?

 

[AsB]

will this case work in Axis Bank Card from IOCL to ACE?

You can call customer care and ask. If you have less than 3 cards, they will most likely give you Ace without closing. Else , they may consider upgrading.

 

[shubham__0720]

You can call customer care and ask. If you have less than 3 cards, they will most likely give you Ace without closing. Else , they may consider upgrading.

Hey bro.
my mother has Axis my zone and axis flipkart both shared limit and paid. both are approx 1 year old.. and she uses it Very often Means every month both cards with 40-50% utilisation.

Should we ask the bank for converting it into Ltf .If yes .how should we proceed??
because Annual fee for both cards would be due next month.

 

[AsB]

Hey bro.
my mother has Axis my zone and axis flipkart both shared limit and paid. both are approx 1 year old.. and she uses it Very often Means every month both cards with 40-50% utilisation.

Should we ask the bank for converting it into Ltf .If yes .how should we proceed??
because Annual fee for both cards would be due next month.

Yes. At least MyZone MUST be LTF. Try your luck with Fk card too.