DCB Suggest ways to maximise rewards of DCB Metal card with smartbuy and other spends

[sameer2608]

I am having DCB Metal as my primary card.
Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

 

[Deleted member 27665]

I am having DCB Metal as my primary card.
Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

Get your DCB Metal upgraded to Infinia Metal for maximising rewards.

 

[sameer2608]

Get your DCB Metal upgraded to Infinia Metal for maximising rewards.

Currently I am not eligible for Infinia.
Hence this post, and want to know about DCB metal rewards maximisation.

 

[aayush_jain]

But if you can spend 4L in one quarter, then Diners Metal will give better returns. I am also holding DCB Metal.

 

[girish3456]

I am having DCB Metal as my primary card.
Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

Downgrade the card to DCB plastic LTF

 

[Sriky]

Downgrade the card to DCB plastic LTFb

Downgrade the card to DCB plastic LTF

Plastic DCB is no longer issued by HDFC

 

[Sriky]

I am having DCB Metal as my primary card.
Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

I'm also a newbie to DCBM, however below are the ways I use to fetch decent returns.

1. Flight tickets on smartbuy -16.67%
2. Weekend dining - 6.67%
3. Amazon pay vouchers for utility bill payments - 6.9% (9.9% base - 3% surcharge)

4. Rest all spends fetch 3.33%

I addition, if you manage to spend 4L in 1 quarter, you'll get 1% additional return over the base returns.

Still exploring and will let you know if I find better ones.

 

[sm9811911]

Google and read the reviews on main technofino website or other websites. Can search directly on this platform as well (but will be difficult to understand if new user).

 

[sm9811911]

I'm also a newbie to DCBM, however below are the ways I use to fetch decent returns.

1. Flight tickets on smartbuy -16.67%
2. Weekend dining - 6.67%
3. Amazon pay vouchers for utility bill payments - 6.9% (9.9% base - 3% surcharge)

4. Rest all spends fetch 3.33%

I addition, if you manage to spend 4L in 1 quarter, you'll get 1% additional return over the base returns.

Still exploring and will let you know if I find better ones.

All gift vouchers are 3x not just Amazon.

 

[Sriky]

All gift vouchers are 3x not just Amazon.

Amazon has 6.9% and that's what I'd mentioned.

 

[jayanthvinay]

I Would say you can route your expenses through smart buy portal to purchase vouchers to do it like:
60k Amazon pay : Utilities bill payments
Shopping: 30k Flipkart,75k Amazon, Myntra, Chroma,Reliance smart point, MORE, Star Bazaar, Blinkit
Travel: Smartbuy, OLA
Food: Swiggy, Zomato,Dominos, pizza hut, eatsure, kfc
Tour packages: MMT epay vouchers in smartbuy, Yatra, ixigo etc.
Subscriptions: AMAZON PRIME, HOTSTAR, ET PRIME, wync, discovery+, many more
Medicines: pharmeasy etc. (you can double dipping, take Amazon voucher with 6.x % return and purchase pharmeasy voucher in Amazon pay for additional discount)
Fitness: cult, Fitpass

MANY MORE OPTIONS ARE AVAILABLE JUST EXPLORING THE COUPONS & MAKE YOUR SPENDING PATTERN DESIGNED AND GO.... FOR MAX REWARDS

 

[arun_ak]

Plastic DCB is no longer issued by HDFC

that's incorrect. i just received my renewed card, the plastic variant

 

[Sriky]

that's incorrect. i just received my renewed card, the plastic variant

Renewal is not new issuance.

 

[Zacobite]

I'm also a newbie to DCBM, however below are the ways I use to fetch decent returns.

1. Flight tickets on smartbuy -16.67%
2. Weekend dining - 6.67%
3. Amazon pay vouchers for utility bill payments - 6.9% (9.9% base - 3% surcharge)

4. Rest all spends fetch 3.33%

I addition, if you manage to spend 4L in 1 quarter, you'll get 1% additional return over the base returns.

Still exploring and will let you know if I find better ones.

hotels on mmt 33.33 %.. monthly cap applies.. even if they are more expensive than booking directly the difference is good value

 

[ME_55]

I'm also a newbie to DCBM, however below are the ways I use to fetch decent returns.

1. Flight tickets on smartbuy -16.67%
2. Weekend dining - 6.67%
3. Amazon pay vouchers for utility bill payments - 6.9% (9.9% base - 3% surcharge)

4. Rest all spends fetch 3.33%

I addition, if you manage to spend 4L in 1 quarter, you'll get 1% additional return over the base returns.

Still exploring and will let you know if I find better ones.

How to redeem rp ?
Is there any rule like 70 % rp only we can redeem ?
Is statement credit available?
If yes how much ?
Or is az or fk kind of useful egv available
Any rp redemtion charges ?
What is the best way to redeem these earned rp ?

 

[Zacobite]

How to redeem rp ?
Is there any rule like 70 % rp only we can redeem ?
Is statement credit available?
If yes how much ?
Or is az or fk kind of useful egv available
Any rp redemtion charges ?
What is the best way to redeem these earned rp ?

Redemption on travel / hotel. bookings via smart buy / apple / tanishq vouchers give good value

70% of booking amount can be paid by points - rest 30 % by card for which you will again get 5x points

Stmt credit difficult but spk to bank cc

Amz FK value will be 30ps -50ps per point on value depending on offers

No redemption charges

Travel is best option