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Suggest me best Rupay credit card to have for daily use of less than 1000 rs via UPI.

Hell_Kitty

TF Premier
VIP Lounge
Looking for UPI CC which give good cashback or rewards for amount >= 100. Currently have Jupiter Edge CSB but fell into trap of Edge CSB Plus. No longer eligible for daily transactions cashback but only on preferred merchants with lot of T&C. Mainly I will use for daily payments to small local kirana shops, fruits flowers etc.
 
What is the problem with Edge CSB Plus?

1) HDFC Tata Neu Infinity LTF. 1.5% cashback. Use only Tata Neu app for UPI.
2) HDFC Pixel Play LTF. 1% cashback. Use any UPI app.
 
What is the problem with Edge CSB Plus?

1) HDFC Tata Neu Infinity LTF. 1.5% cashback. Use only Tata Neu app for UPI.
2) HDFC Pixel Play LTF. 1% cashback. Use any UPI app.
You won’t get regular cashback of 2% and 0.4% once you opt for edge plus.
 

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I got fyf. Many say the app is slow. Not activated the card yet.

And the coins r valid for 1 yr only right ? Or u keep getting new coins and the validity keep on increasing ?
The app is very slow. Comparatively kiwi app is better.
Yes,though the coins are valid for 1 year they keep on extending, except for bonus coins which have separate validity usually ranging from 30-90 days.
 
I use the tata neu mainly for insurance payments, 1mg and gold. For the first two since I usually pay while connected to wifi there is no issue for the app. As for the gold I use upi and card, and there have been no issues so far.
 
I got fyf. Many say the app is slow. Not activated the card yet.

And the coins r valid for 1 yr only right ? Or u keep getting new coins and the validity keep on increasing ?
App is not that slow for me. (Redmi note 11 pro+ 5g)
Coins validity keeps increasing like @VSC told above. But promotional coins will expire in 30 -90 days.. but while redeeming, the earliest expiry coins gets redeemed first automatically. So if you have like 100 coins expiring in 1 year and 30 coins expiring in 1 month, while redeeming if you choose to use 30 coins, the 1 month wala will get used.
 
App is not that slow for me. (Redmi note 11 pro+ 5g)
Coins validity keeps increasing like @VSC told above. But promotional coins will expire in 30 -90 days.. but while redeeming, the earliest expiry coins gets redeemed first automatically. So if you have like 100 coins expiring in 1 year and 30 coins expiring in 1 month, while redeeming if you choose to use 30 coins, the 1 month wala will get used.
The app is slow at times and not consistent. Usually when I order I use the coins that are near expiry as a part payment.
 
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