Suggest me best Rupay credit card to have for daily use of less than 1000 rs via UPI.

[Hell_Kitty]

Looking for UPI CC which give good cashback or rewards for amount >= 100. Currently have Jupiter Edge CSB but fell into trap of Edge CSB Plus. No longer eligible for daily transactions cashback but only on preferred merchants with lot of T&C. Mainly I will use for daily payments to small local kirana shops, fruits flowers etc.

 

[fradela]

What is the problem with Edge CSB Plus?

1) HDFC Tata Neu Infinity LTF. 1.5% cashback. Use only Tata Neu app for UPI.
2) HDFC Pixel Play LTF. 1% cashback. Use any UPI app.

 

[sambitpatro]

Kiwi a pp

 

[BhaiyaJi]

Axis Airtel for 1% cashback

 

[Hell_Kitty]

What is the problem with Edge CSB Plus?

1) HDFC Tata Neu Infinity LTF. 1.5% cashback. Use only Tata Neu app for UPI.
2) HDFC Pixel Play LTF. 1% cashback. Use any UPI app.

You won’t get regular cashback of 2% and 0.4% once you opt for edge plus.

 

[fradela]

You won’t get regular cashback of 2% and 0.4% once you opt for edge plus.

It mentioned that 1%.

 

[VSC]

Tata neu Infinity-1.5% through tata neu app
Kiwi Neon Yes bank 2%

 

[cardio_guycardio_guy is verified member.]

I use tata neu infinity via neu app.
It has been satisfactory for me.

 

[PrinceHeart]

I use tata neu infinity via neu app.
It has been satisfactory for me.

I got fyf. Many say the app is slow. Not activated the card yet.

And the coins r valid for 1 yr only right ? Or u keep getting new coins and the validity keep on increasing ?

 

[VSC]

I got fyf. Many say the app is slow. Not activated the card yet.

And the coins r valid for 1 yr only right ? Or u keep getting new coins and the validity keep on increasing ?

The app is very slow. Comparatively kiwi app is better.
Yes,though the coins are valid for 1 year they keep on extending, except for bonus coins which have separate validity usually ranging from 30-90 days.

 

[VSC]

I use the tata neu mainly for insurance payments, 1mg and gold. For the first two since I usually pay while connected to wifi there is no issue for the app. As for the gold I use upi and card, and there have been no issues so far.

 

[cardio_guycardio_guy is verified member.]

I got fyf. Many say the app is slow. Not activated the card yet.

And the coins r valid for 1 yr only right ? Or u keep getting new coins and the validity keep on increasing ?

App is not that slow for me. (Redmi note 11 pro+ 5g)
Coins validity keeps increasing like @VSC told above. But promotional coins will expire in 30 -90 days.. but while redeeming, the earliest expiry coins gets redeemed first automatically. So if you have like 100 coins expiring in 1 year and 30 coins expiring in 1 month, while redeeming if you choose to use 30 coins, the 1 month wala will get used.

 

[VSC]

App is not that slow for me. (Redmi note 11 pro+ 5g)
Coins validity keeps increasing like @VSC told above. But promotional coins will expire in 30 -90 days.. but while redeeming, the earliest expiry coins gets redeemed first automatically. So if you have like 100 coins expiring in 1 year and 30 coins expiring in 1 month, while redeeming if you choose to use 30 coins, the 1 month wala will get used.

The app is slow at times and not consistent. Usually when I order I use the coins that are near expiry as a part payment.