Standard Chartered LTF Platinum Rewards Credit Card

[prc1990]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

 

[KLB@96]

There are many i applied via new number.
Try applying via new number which you never used for credit card

How does that matter when they check your own cibil report they can see the hits right ? your PAN will be the same right

 

[sharma]

How does that matter when they check your own cibil report they can see the hits right ? your PAN will be the same right

No. There is some glitch at sc side.
If we apply with new number it'll be approved

 

[NikhilG]

I applied, got approved and then someone from sc started calling me. Doing a physical verification and then says submitting file and asking for some otp.
Is it fine to give otp on phone? after that process there is some vkyc

 

[deep@vie]

I applied, got approved and then someone from sc started calling me. Doing a physical verification and then says submitting file and asking for some otp.
Is it fine to give otp on phone? after that process there is some vkyc

Yes, it's totally fine. It's for consent purposes they have some issue where they semd consent link but that doesn't open properly.

 

[NikhilG]

is 500 rs first spend to avoid 250+gst. What is the most rewarding purchase on this credit card?

 

[sharma]

is 500 rs first spend to avoid 250+gst. What is the most rewarding purchase on this credit card?

Nothing special.
Just add it to your card portfolio

 

[Random123]

Just thought of sharing in case anyone is looking to apply for this card - cashkaro is giving 3K benefit for today. No affiliation just got mail and sharing. Hope that is fine

 

[NikhilG]

500 to be spend in one go or total 500?

 

[pprakash11]

500 to be spend in one go or total 500?

In one go

 

[NikhilG]

Do I earn rewards on this card if I buy amazon gift card? Or jio fiber recharge?

 

[pprakash11]

Do I earn rewards on this card if I buy amazon gift card? Or jio fiber recharge?

Yes you will

 

[NikhilG]

okay so amazon wallet add and amazon gift card buy will fetch same rewards then

 

[pprakash11]

okay so amazon wallet add and amazon gift card buy will fetch same rewards then

Only gift card purchase. ✔️
Wallet add 👎

 

[NikhilG]

really gift card purchase will give what kind of rewards? No where mentioned and I can buy it directly from amazon. right?

 

[sharma]

really gift card purchase will give what kind of rewards? No where mentioned and I can buy it directly from amazon. right?

Don't expect more than 0.5% on this card.
Useless card

 

[NikhilG]

Don't expect more than 0.5% on this card.
Useless card

don't have much hopes as well, just want to make a mandatory spend of 500. I will have to buy a amazon gift card with this now though I have sbi cashback card

 

[NikhilG]

they even don't waive of fuel surcharge

 

[pranjal1984]

The fuel benefits mantioned for this card is hogwash. Say if I purchase Rs 20,000 worth of fuel in a month, I need to pay 1% Fuel surcharge , leave aside the GST component which anyway doesn't get reversed by any fuel card. So for 20k fuel purchase, I will be charged Rs 200 additonal fuel surcharge. Total reward points for Rs 20k fuel purchase will be 667 which translates to Rs 166 in value @ Re 0.25 per reward point. So there will be net loss (Rs 166-Rs 200) =Rs 34 for 20k fuel purchase.