Around 13k NCEMI discount for 24 months No Cost EMI on Flipkart . 5k HDFC extra . Afterwards foreclose EMI . Pay nominal foreclosure charges . That's it !!
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Smartphone Purchase Advice
- Thread starter Pissant
- Start date
- Replies 53
- Views 3K
harsh1387
TF Ace
Are you sure about 24 months NCEMI.
As far as I know both Amazon and Flipkart don't give above 6 months NCEMI on iphone. Never seen it. Flipkart usually gives EMI with interest except for it's own flipkart axis card.
Rather than asking me whether I am sure or not . You can verify from Flipkart itself . On iPad, iPhones , there is 24 month NCEMI on DC and 6 months NCEMI on CC.
2 months back , I got iPad Air M1 using same 24 month NCEMI option for less than 40k .
harsh1387
TF Ace
I missed the NCEMI on DC. Was thinking only CC. That's a good deal on DC then. Will check out which all products are eligible on my hdfc DC.
Can we cancel NCEMI on DC same way like we do with CC by calling Customer care?
yes , u can cancel .
harsh1387
TF Ace
Tried at Flipkart for both ipad and iphone.
Not getting any option for EMI on hdfc DC let alone NCEMI. Check at your end of you are still getting NCEMI on DC.
Bro u need to be eligible for DCEMI for getting that option . Earlier I was pre approved for 2.26 lacs .
Now after the purchase , that limit has reduced to 35k for HDFC . My pre approved DCEMI limit for ICICI is 2.94 L and for Kotak 1.35 L . You can see DCEMI option on both Flipkart and Amazon only when u are eligible for it !!!
So i pre-ordered iphone 15 via smartbuy imaginestore portal. Paid with DCB and opted for EMI option. So have to pay 75k in 6 monthly emi after 5k discount. My question is when will RPs be rewarded for EMI transactions because statement got generated and RPs are not credited for EMI first installment
Was this offer temporary? is it still valid bro?
No time to time it comes , depending on brand promotion !
Team, need info on iphone purchase in emi on smartbuy imaginestore portal. Do we get 5x reward points for emi option as well. I know interest will be charged for emi though. DIrect purchase gives 5x reward points. Need info for emi option. Thanks in advance.
Avatar Aang
TF Ace
Nope. No reward points on EMI transactions.
Normal emi purchases or conversion to emi does not give any rewards.
But this is on smartbuy portal.
Check the savings calculator from the same site. It shows reward points too. Hence the confusion.
The same can be found in terms and conditions as well at
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