Should I get MMT Platinum CC or Coral Credit Card?

[raghavx]

Hi,

My mom is getting a pre-approved offer from ICICI bank

• MMT Platinum with a joining fees of 500 + GST, annual fees nil
• ICICI Coral LTF (zero joining & annual fees)

I am confused between the two and not sure which one to go for? Can you please give some recommendations?

Also can one get the ICICI bank offers on MMT Card? Since it's a co-branded card.

Thanks in advance

 

[007]

Hi,

My mom is getting a pre-approved offer from ICICI bank

• MMT Platinum with a joining fees of 500 + GST, annual fees nil
• ICICI Coral LTF (zero joining & annual fees)

I am confused between the two and not sure which one to go for? Can you please give some recommendations?

Also can one get the ICICI bank offers on MMT Card? Since it's a co-branded card.

Thanks in advance

You should go for the Coral LTF imo.
ICICI Bank offers work for MMT cards (I have it).

 

[raghavx]

You should go for the Coral LTF imo.
ICICI Bank offers work for MMT cards (I have it).

But MMT one give railway lounge access? Apart from this I don’t think there are any major differences?

 

[007]

But MMT one give railway lounge access? Apart from this I don’t think there are any major differences?

Yes, airport and railway both. If you will be using that then go ahead with MMT!

 

[Taicu819]

Coral all the way!

 

[raghavx]

Coral all the way!

Reason?

 

[TheTrickySid]

Hi,

My mom is getting a pre-approved offer from ICICI bank

• MMT Platinum with a joining fees of 500 + GST, annual fees nil
• ICICI Coral LTF (zero joining & annual fees)

I am confused between the two and not sure which one to go for? Can you please give some recommendations?

Also can one get the ICICI bank offers on MMT Card? Since it's a co-branded card.

Thanks in advance

Go for coral and if you need mmt then apply after coral get's issued coz you will get the same deal with mmt even if you apply manually but you won't get coral LTF manually.
So in my opinion first go for coral and then apply for mmt if required.

 

[TheTrickySid]

Hi,

My mom is getting a pre-approved offer from ICICI bank

• MMT Platinum with a joining fees of 500 + GST, annual fees nil
• ICICI Coral LTF (zero joining & annual fees)

I am confused between the two and not sure which one to go for? Can you please give some recommendations?

Also can one get the ICICI bank offers on MMT Card? Since it's a co-branded card.

Thanks in advance

Btw how long did it take to get pre approved offer, what mab was maintained and what's the account varient??

 

[sumitkr85]

Take both ... More lounge access ... Zero annual fees ... Take Coral first then MMT platinum ... Actually you'll get MMT Signature LTF after you take the LTF Coral ... So win win

It does not work this way.. once u select one card as pre approved offer.. All remaining credit card offers are removed...till u become eligible for next pre approved card

 

[raghavx]

Btw how long did it take to get pre approved offer, what mab was maintained and what's the account varient??

It's a salary account. Took around 2 years for that. MAB is around 3-4 Lakhs.

 

[raghavx]

Take both ... More lounge access ... Zero annual fees ... Take Coral first then MMT platinum ... Actually you'll get MMT Signature LTF after you take the LTF Coral ... So win win

Thanks, brother @anirbanm. Got coral Limit given - 80k. Card got activated right away.

 

[raghavx]

It does not work this way.. once u select one card as pre approved offer.. All remaining credit card offers are removed...till u become eligible for next pre approved card

Yes, all other card offers are removed for now. I can't see anything on the screen.

 

[raghavx]

My mom easily got MMT Signature LTF offer after getting Coral ... So Coral first ... MMT Signature will come anyway

How long did it take for the MMT to show again?

 

[raghavx]

BTW how did you get LTF Coral offer?

Did nothing, opened the iMobile app. Got a popup stating the offer. It's a salary account having MAB of around 3-4 Lakhs.

 

[ashwink]

Congratulations @raghavx bro

 

[raghavx]

Congratulations @raghavx bro

Thanks, bhai, got it for my mom. I want Rubyx LTF

I have a savings account with ICICI. Though I never got any such offer in my account.

 

[ashwink]

Thanks, bhai, got it for my mom. I want Rubyx LTF

I have a savings account with ICICI. Though I never got any such offer in my account.

Dont worry bro Maintain a good trv I hope you will get it..

 

[sauchadh]

What is criteria for getting Coral Credit card LTF ?

 

[ashwink]

What is criteria for getting Coral Credit card LTF ?

Pre approved offers 👍