Should i close my HDFC Tata Neu Infinity credit card?

[Sriim]

I got the card FYF in October 2023 and went on spend 4+ lakhs in the first card anniversary year. Since then I've got other cards and spent only 1-1.5L in the 2nd year. I need 3L spends to waive the annual fee of Rs 3k+gst. I won't be able to spend that much and thinking of closing the card.

1. My primary use of the card has been in Tanishq offline stores (I've also participated in the 2nd Tata Premier League and got some benefits - didn't find the 3rd one rewarding enough)
2. I've sent at least 15 emails at different points in time requesting conversion to LTF and have been rejected every single time
3. Is there any trick where i can order some big ticket item to waive off the fees and then return the time to get a refund?

Thanks in advance

 

[helloworld]

one last time, try request for closure and if the agree LTF or not.. otherwise, close it. You can always apply later, if really need it.

 

[msd07]

I also got it FYF and i am definitely closing it if they are not agreeing for LTF.. have 6 more months for the completion of year... Spend based criteria on lounges doesnt justify the charges...

 

[2025]

I got the card FYF in October 2023 and went on spend 4+ lakhs in the first card anniversary year. Since then I've got other cards and spent only 1-1.5L in the 2nd year. I need 3L spends to waive the annual fee of Rs 3k+gst. I won't be able to spend that much and thinking of closing the card.

1. My primary use of the card has been in Tanishq offline stores (I've also participated in the 2nd Tata Premier League and got some benefits - didn't find the 3rd one rewarding enough)
2. I've sent at least 15 emails at different points in time requesting conversion to LTF and have been rejected every single time
3. Is there any trick where i can order some big ticket item to waive off the fees and then return the time to get a refund?

Thanks in advance

Try last time @ priority redressal. I assume you have a core card also, ask them to convert it as a LTF floater card with your core card. Otherwise close this card. Not much of use.

 

[Guddi]

I closed it, got tired of asking them for LTF. Only use was BB/ Tanishq, but other cards give similar if not better return on it.

 

[Sriim]

Try last time @ priority redressal. I assume you have a core card also, ask them to convert it as a LTF floater card with your core card. Otherwise close this card. Not much of use.

Tried every email id. Yes, i have a core HDFC card and salary account as well.

 

[2025]

Tried every email id. Yes, i have a core HDFC card and salary account as well.

They made my card LTF in first attempt 2 years back. Hope this time they do it for u.

 

[KLB@96]

I also need similar suggestion, I hold LTF tata neu plus card with 1 lac limit. I barely use it . should I go ahead and close it ?

 

[helloworld]

I also need similar suggestion, I hold LTF tata neu plus card with 1 lac limit. I barely use it . should I go ahead and close it ?

tata neu plus.. close it without a doubt.. there are lot of alternatives.

Note: Advice is after considering one got credit card means they're earning someway in other places or their own business to repay dues with their money.

 

[KLB@96]

tata neu plus.. close it without a doubt.. there are lot of alternatives.

Note: Advice is after considering one got credit card means they're earning someway in other places or their own business to repay dues with their money.

I don't even remember when I used it last time. I have millennia tho.