Secured CC suggestion

[Arkapal Sen]

Need a Secured CC where bank reports cibil as unsecured or normal credit card..
I have seen most banks or small bank fd cc reports cibil as secured credit card..so need to avoid that..
any suggestions??
currently targeting bob and canara , axis or sbi fd cc..
Edit and Note : i want to create fd cc for my sister..fd is max 40k..may be 50k max..
reqquirement : using for online disc and increase cibil score..
usage : only for online use like getting 10% instant disc in normal time (other than sales)
example : bob and canara cc gives 10% instant disc in amazon grocery , pharmacy and fresh every week..so FD cc of canara and bob will be helpful for me
LTF cc preffered..if not then chargable is ok for me
BUT.. UNSECURED credit card report should be there in cibil

 

[OptiCard]

Need a Secured CC where bank reports cibil as unsecured or normal credit card..
I have seen most banks or small bank fd cc reports cibil as secured credit card..so need to avoid that..
any suggestions??
currently targeting bob and canara , axis or sbi fd cc..

You can try HDFC with bigger amount. They force you not to close the FD if higher variant card provided but the card is unsecured only.

Few people used to get HDFC DCB Metal with 10L FD. --> Mostly through RM.

 

[HumorSimpson]

Why secured CC ?

@SSV

 

[Lobogris]

RBL and Indusind report as unsecured but both are terrible and have no option to convert the card to unsecured later on.

 

[Arkapal Sen]

You can try HDFC with bigger amount. They force you not to close the FD if higher variant card provided but the card is unsecured only.

Few people used to get HDFC DCB Metal with 10L FD. --> Mostly through RM.

bro edited the post..so u can reply as per the post now

 

[Arkapal Sen]

Why secured CC ?

@SSV

post edited..just for sis bro

 

[Arkapal Sen]

RBL and Indusind report as unsecured but both are terrible and have no option to convert the card to unsecured later on.

post edited..and no need of converting the card to unsecured later..u can reply as per the edited post bro