sbi unipay failed

[shrey1290]

so i paid my bill using sbi unipay few days ago and it failed I thought I will get a refund in few hrs but didn't get it so now I am stuck without the money and I have to pay the credit card bill tmrw as tmrw is its due date so what shld I do sbi has just accepted my complaint and registered it and they are saying it will take 45 days . can I ask the credit card bank for some more grace period

 

[Arnal07]

so i paid my bill using sbi unipay few days ago and it failed I thought I will get a refund in few hrs but didn't get it so now I am stuck without the money and I have to pay the credit card bill tmrw as tmrw is its due date so what shld I do sbi has just accepted my complaint and registered it and they are saying it will take 45 days . can I ask the credit card bank for some more grace period

It will normally take 5-7 working days for the refund.In no situation you can a debit card refund in few hours.Manage the amount of money from others and pay the bill immediately from the mobile banking app of the bank.Credit card issuer bank will not allow any extra grace period this reason.

 

[kalyan324]

Better to arrange money somewhere and pay today itself from bank app itself
I don't think CC issuer bank for agree for late payment they simply say pay minimum due and let the interest charged on remaining amount
So its better to pay yourself now