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SBI Card SBI PRIME CREDIT CARD

SAS

TF Premier
i have spent particular amount on a chicken shop and SBI prime has dining,grocery, departmental stores expenses as a speicla category and has an acceleratedd reward points system but they have considered that as a normal retail spend and they have only given me normal reward points and when i call them they are sasying thats not the category .... what should i do
 
so can someone who has better knowledge explainus what are those MCC codes and how can we know chich MCC code related to which transaction
 
Banks give category-based rewards and exclusions based on MCC code which is assigned to the merchant based on the category of products/services they deal with. The list of MCC codes is quite exhaustive as there are codes for every small category. And its not restricted to categories, large hotel and airline brands even have their own codes. In this case Poultry shops have their own code which is 5499. You can find the list of all the codes here.

A big consumer experience gap in the Indian credit card system is that there is no way for the customer to know the MCC code prior to making the transaction. We can know this only by calling up the customer care after the transaction is settled. I suggest stick to buying chicken from supermarkets. Even then there is no guarantee because another issue is that in many cases the wrong MCC will be assigned to the merchant by the bank, usually the result of some bank employee being a lazy ass. The largest hypermarket in my city for instance is registered under the MCC code of "hardware store".
 
Banks give category-based rewards and exclusions based on MCC code which is assigned to the merchant based on the category of products/services they deal with. The list of MCC codes is quite exhaustive as there are codes for every small category. And its not restricted to categories, large hotel and airline brands even have their own codes. In this case Poultry shops have their own code which is 5499. You can find the list of all the codes here.

A big consumer experience gap in the Indian credit card system is that there is no way for the customer to know the MCC code prior to making the transaction. We can know this only by calling up the customer care after the transaction is settled. I suggest stick to buying chicken from supermarkets. Even then there is no guarantee because another issue is that in many cases the wrong MCC will be assigned to the merchant by the bank, usually the result of some bank employee being a lazy ass. The largest hypermarket in my city for instance is registered under the MCC code of "hardwarehi
hi ji ... the problem is for the same transaction AU bank is providing the rewards which means they are considering it as a grocery transaction and the same is not considered as a grocery transaction by SBI .... so can i complain ???? or is it different between bank to bank
 
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