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This is my followup for this post, https://www.technofino.in/community/threads/horrible-experience-with-sbi-vistara-card.23585/
Now that I've an SBI Vistara card, I'm trying to use it. Limit is too low (68k) and it's a horrible experience to achieve Vistara milestone with that. I've experienced with other banks that we can reuse the limit if we pay early before the bill date. So, I did, but SBI being SBI does not allow that too.
I wanted to confirm this with SBI so, I mailed them and they replied positively (not instantly, the customer care sucks, I had to escalate to nodal officer):
Hence, I made all the outstanding payment, waited 48+ hrs, and tried a fresh transaction, but to my surprise got the message stating I can't make that transaction
In the SBI Card app, there's no way to increase spend limit beyond the credit limit
So, it turns out that limit reuse is also a nightmare here. Yes, I tried to enable overlimit facility as well, nothing changed. SBI genuinely sucks.
Now that I've an SBI Vistara card, I'm trying to use it. Limit is too low (68k) and it's a horrible experience to achieve Vistara milestone with that. I've experienced with other banks that we can reuse the limit if we pay early before the bill date. So, I did, but SBI being SBI does not allow that too.
I wanted to confirm this with SBI so, I mailed them and they replied positively (not instantly, the customer care sucks, I had to escalate to nodal officer):
Hence, I made all the outstanding payment, waited 48+ hrs, and tried a fresh transaction, but to my surprise got the message stating I can't make that transaction
In the SBI Card app, there's no way to increase spend limit beyond the credit limit
So, it turns out that limit reuse is also a nightmare here. Yes, I tried to enable overlimit facility as well, nothing changed. SBI genuinely sucks.